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Single Family ResidenceResidential
$305,738$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $310,000 on Jun 30, 2025

7095 KY ROUTE 581

RIVER, KY 41254
4
Beds
3
Baths
2,502 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2007
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$306K
$283K low$329K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$310,000 · Jun 30, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$27,038
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$21,630
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$278,700
US BANK NA · recorded Jun 30, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,988 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$310,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$280,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$190,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$310,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
59
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJOHNSON
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 258 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
W R Castle Memorial Elementary SchoolA-
Elementary · Grades PK–6 · 3.5 mi
M
Johnson County Middle SchoolB-
Middle · Grades 7–8 · 5.8 mi
H
Johnson Central High SchoolA-
High · Grades 9–12 · 5.8 mi

District: Johnson County School District

Neighborhood · ZIP 41254These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.144
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.146
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.3.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.520
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$40,663
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$48,366
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7095 Ky Route 581 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in River 41254
  • Costs more per square foot than 90% of homes in Johnson County
  • Bigger than 96% of homes in River 41254
  • Newer than 92% of homes in Johnson County

What homes are worth in River 41254

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$306K

This home is worth more than almost all homes in River 41254.

How it measures up in River 41254

The dot is this home. The mark in the middle is the typical home in River 41254.

Estimated value$305,738
CheaperTypical $136,765Pricier

Pricier than almost all homes nearby

Price per ft²$122
CheaperTypical $93Pricier

Pricier than 81% of homes nearby

Living area2,502 ft²
SmallerTypical 1,300 ft²Bigger

Bigger than 96% of homes nearby

Year built2007
OlderTypical 1994Newer

Newer than 91% of homes nearby

How 7095 Ky Route 581 ranks against every home in each area.
MeasureThis homeRiver 41254Johnson County
Estimated valuepricier than$305,738almost all homes97% of homes
Price per ft²pricier than$12281% of homes90% of homes
Living areabigger than2,502 ft²96% of homes93% of homes
Year builtnewer than200791% of homes92% of homes

About 7095 Ky Route 581

How much is 7095 Ky Route 581, River, KY worth?

The TopHap Estimate for 7095 Ky Route 581, River, KY is $305,738 as of Jul 14, 2026. The likely range is $282,632 to $328,844. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7095 Ky Route 581, River, KY last sell?

7095 Ky Route 581, River, KY last sold on Jun 30, 2025 for $310,000, according to the county's recorded deed.

How big is 7095 Ky Route 581, River, KY?

7095 Ky Route 581, River, KY has 4 bedrooms, 3 bathrooms and 2,502 square feet of living space.

When was 7095 Ky Route 581, River, KY built?

7095 Ky Route 581, River, KY was built in 2007, making it 19 years old. The building has 2 stories.

What schools serve 7095 Ky Route 581, River, KY?

7095 Ky Route 581, River, KY is assigned to W R Castle Memorial Elementary School (elementary), rated A-; Johnson County Middle School (middle), rated B-; Johnson Central High School (high), rated A-. All sit in Johnson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7095 Ky Route 581, River, KY compare to other homes in River 41254?

Among the 256 homes in River 41254, it is worth more than almost all of them ($305,738 against a typical $136,765), its price per square foot is higher than 81% of them ($122 against a typical $93), it is bigger than 96% of them (2,502 ft² against a typical 1,300 ft²) and it is newer than 91% of them (2007 against a typical 1994). Measured against all of Johnson County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7095 Ky Route 581, River, KY?

The 2025 property tax bill for 7095 Ky Route 581, River, KY was $1,988. The county assessed it at $310,000.

More homes on Ky Route 581

Closest homes

More homes in River 41254

Assigned schools

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