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Single Family ResidenceResidential
$349,780$200 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

39 RIVER RIDGE LN

CEDAR FALLS, IA 50613
3
Beds
2.5
Baths
1,748 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1959
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$350K
$306K low$393K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$349,780
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$279,824

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,554 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$407,130 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$70,760
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$336,370
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$283,010
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$407,130

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.127 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyBLACK HAWK
Lot (acres)The size of the land the home sits on, from county records.0.46
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 490 ft²Patio · 202 ft²Porch · 120 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Holmes Junior High SchoolA
Middle · Grades 7–9 · 0.9 mi
E
North Cedar Elementary SchoolC
Elementary · Grades PK–6 · 1.2 mi
H
Cedar Falls High SchoolB+
High · Grades 10–12 · 1.3 mi

District: Cedar Falls Community School District

Neighborhood · ZIP 50613These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.43,092
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.332 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,430
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,964
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

39 River Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Black Hawk County
  • Costs more per square foot than 71% of homes in Black Hawk County
  • Bigger than 82% of homes in Black Hawk County
  • Has a bigger lot than 84% of homes in Black Hawk County
  • Older than 65% of homes in Cedar Falls 50613

What homes are worth in Cedar Falls 50613

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$680K

This home is worth more than 71% of homes in Cedar Falls 50613.

How it measures up in Cedar Falls 50613

The dot is this home. The mark in the middle is the typical home in Cedar Falls 50613.

Estimated value$349,780
CheaperTypical $258,932Pricier

Pricier than 71% of homes nearby

Price per ft²$200
CheaperTypical $192Pricier

Pricier than 55% of homes nearby

Living area1,748 ft²
SmallerTypical 1,411 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.46 ac
SmallerTypical 0.24 acBigger

Bigger than 83% of homes nearby

Year built1959
OlderTypical 1974Newer

Newer than 35% of homes nearby

How 39 River Ridge Ln ranks against every home in each area.
MeasureThis homeCedar Falls 50613Black Hawk County
Estimated valuepricier than$349,78071% of homes86% of homes
Price per ft²pricier than$20055% of homes71% of homes
Living areabigger than1,748 ft²71% of homes82% of homes
Lot sizebigger than0.46 ac83% of homes84% of homes
Year builtnewer than195935% of homes49% of homes

About 39 River Ridge Ln

How much is 39 River Ridge Ln, Cedar Falls, IA worth?

The TopHap Estimate for 39 River Ridge Ln, Cedar Falls, IA is $349,780 as of Jul 14, 2026. The likely range is $306,498 to $393,062. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 39 River Ridge Ln, Cedar Falls, IA last sell?

39 River Ridge Ln, Cedar Falls, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 39 River Ridge Ln, Cedar Falls, IA?

39 River Ridge Ln, Cedar Falls, IA has 3 bedrooms, 2.5 bathrooms, 1,748 square feet of living space and a 0.46-acre lot.

When was 39 River Ridge Ln, Cedar Falls, IA built?

39 River Ridge Ln, Cedar Falls, IA was built in 1959, making it 67 years old. It is a split level home.

What schools serve 39 River Ridge Ln, Cedar Falls, IA?

39 River Ridge Ln, Cedar Falls, IA is assigned to Holmes Junior High School (middle), rated A; North Cedar Elementary School (elementary), rated C; Cedar Falls High School (high), rated B+. All sit in Cedar Falls Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 39 River Ridge Ln, Cedar Falls, IA compare to other homes in Cedar Falls 50613?

Among the 15,140 homes in Cedar Falls 50613, it is worth more than 71% of them ($349,780 against a typical $258,932), its price per square foot is higher than 55% of them ($200 against a typical $192), it is bigger than 71% of them (1,748 ft² against a typical 1,411 ft²), its lot is bigger than 83% of them (0.46 ac against a typical 0.24 ac) and it is newer than 35% of them (1959 against a typical 1974). Measured against all of Black Hawk County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 39 River Ridge Ln, Cedar Falls, IA?

The 2025 property tax bill for 39 River Ridge Ln, Cedar Falls, IA was $4,554. The county assessed it at $407,130.

More homes on River Ridge Ln

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