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Single Family ResidenceResidential
$365,065$165 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

28 RIVER RIDGE LN

CEDAR FALLS, IA 50613
3
Beds
5 / 4
Baths
2,207 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.56 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$365K
$320K low$410K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.133%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$302,225
COMMUNITY NATIONAL BANK · 3.5% 1 · recorded Oct 24, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
VERIDIAN CREDIT UNION
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,372 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$485,750 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,330
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$437,420
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$357,780
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$485,750

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBLACK HAWK
Lot (acres)The size of the land the home sits on, from county records.0.56
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Rock / Gravel
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 352 ft²Patio · 204 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Holmes Junior High SchoolA
Middle · Grades 7–9 · 0.9 mi
E
North Cedar Elementary SchoolC
Elementary · Grades PK–6 · 1.2 mi
H
Cedar Falls High SchoolB+
High · Grades 10–12 · 1.2 mi

District: Cedar Falls Community School District

Neighborhood · ZIP 50613These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.43,092
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.332 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,430
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,964
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28 River Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Black Hawk County
  • Costs less per square foot than 68% of homes in Cedar Falls 50613
  • Bigger than 92% of homes in Black Hawk County
  • Has a bigger lot than 88% of homes in Black Hawk County
  • Older than 69% of homes in Cedar Falls 50613

What homes are worth in Cedar Falls 50613

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$680K

This home is worth more than 74% of homes in Cedar Falls 50613.

How it measures up in Cedar Falls 50613

The dot is this home. The mark in the middle is the typical home in Cedar Falls 50613.

Estimated value$365,065
CheaperTypical $258,932Pricier

Pricier than 74% of homes nearby

Price per ft²$165
CheaperTypical $192Pricier

Pricier than 32% of homes nearby

Living area2,207 ft²
SmallerTypical 1,411 ft²Bigger

Bigger than 88% of homes nearby

Lot size0.56 ac
SmallerTypical 0.24 acBigger

Bigger than 87% of homes nearby

Year built1957
OlderTypical 1974Newer

Newer than 31% of homes nearby

How 28 River Ridge Ln ranks against every home in each area.
MeasureThis homeCedar Falls 50613Black Hawk County
Estimated valuepricier than$365,06574% of homes87% of homes
Price per ft²pricier than$16532% of homes51% of homes
Living areabigger than2,207 ft²88% of homes92% of homes
Lot sizebigger than0.56 ac87% of homes88% of homes
Year builtnewer than195731% of homes45% of homes

About 28 River Ridge Ln

How much is 28 River Ridge Ln, Cedar Falls, IA worth?

The TopHap Estimate for 28 River Ridge Ln, Cedar Falls, IA is $365,065 as of Jul 14, 2026. The likely range is $320,355 to $409,775. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28 River Ridge Ln, Cedar Falls, IA last sell?

28 River Ridge Ln, Cedar Falls, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 28 River Ridge Ln, Cedar Falls, IA?

28 River Ridge Ln, Cedar Falls, IA has 3 bedrooms, 5 bathrooms, 2,207 square feet of living space and a 0.56-acre lot.

When was 28 River Ridge Ln, Cedar Falls, IA built?

28 River Ridge Ln, Cedar Falls, IA was built in 1957, making it 69 years old. The building has 1 story.

What schools serve 28 River Ridge Ln, Cedar Falls, IA?

28 River Ridge Ln, Cedar Falls, IA is assigned to Holmes Junior High School (middle), rated A; North Cedar Elementary School (elementary), rated C; Cedar Falls High School (high), rated B+. All sit in Cedar Falls Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28 River Ridge Ln, Cedar Falls, IA compare to other homes in Cedar Falls 50613?

Among the 15,140 homes in Cedar Falls 50613, it is worth more than 74% of them ($365,065 against a typical $258,932), its price per square foot is higher than 32% of them ($165 against a typical $192), it is bigger than 88% of them (2,207 ft² against a typical 1,411 ft²), its lot is bigger than 87% of them (0.56 ac against a typical 0.24 ac) and it is newer than 31% of them (1957 against a typical 1974). Measured against all of Black Hawk County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28 River Ridge Ln, Cedar Falls, IA?

The 2025 property tax bill for 28 River Ridge Ln, Cedar Falls, IA was $5,372. The county assessed it at $485,750.

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Assigned schools

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See this home in context

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