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Single Family ResidenceResidential
$166,262$135 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3977 SW M ST

RICHMOND, IN 47374
3
Beds
1.5
Baths
1,235 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1967
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$166K
$138K low$194K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$90,967
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$72,774
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,295
QUICKEN LOANS INC · R · recorded Feb 4, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,124 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$124,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$109,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$107,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$124,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWAYNE
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 96 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rose Hamilton Elementary School
Elementary · Grades PK–2 · 0.2 mi
H
Centerville Sr High SchoolB
High · Grades 9–12 · 2.5 mi
M
Centerville-Abington Jr High SchoolC
Middle · Grades 7–8 · 2.5 mi

District: Centerville-Abington Community Schools

Neighborhood · ZIP 47374These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.224
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.44,848
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.370 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,374
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,037
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3977 Sw M St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 78% of homes in Richmond 47374
  • Smaller than 70% of homes in Wayne County
  • Has a smaller lot than 68% of homes in Wayne County
  • Newer than 73% of homes in Richmond 47374

What homes are worth in Richmond 47374

Each bar is how many homes fall in that price range. The marker is this home.

This home
$31K$500K

This home is worth more than 61% of homes in Richmond 47374.

How it measures up in Richmond 47374

The dot is this home. The mark in the middle is the typical home in Richmond 47374.

Estimated value$166,262
CheaperTypical $140,254Pricier

Pricier than 61% of homes nearby

Price per ft²$135
CheaperTypical $103Pricier

Pricier than 78% of homes nearby

Living area1,235 ft²
SmallerTypical 1,458 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.19 ac
SmallerTypical 0.23 acBigger

Bigger than 40% of homes nearby

Year built1967
OlderTypical 1952Newer

Newer than 73% of homes nearby

How 3977 Sw M St ranks against every home in each area.
MeasureThis homeRichmond 47374Wayne County
Estimated valuepricier than$166,26261% of homes55% of homes
Price per ft²pricier than$13578% of homes73% of homes
Living areabigger than1,235 ft²33% of homes30% of homes
Lot sizebigger than0.19 ac40% of homes32% of homes
Year builtnewer than196773% of homes69% of homes

About 3977 Sw M St

How much is 3977 Sw M St, Richmond, IN worth?

The TopHap Estimate for 3977 Sw M St, Richmond, IN is $166,262 as of Jul 14, 2026. The likely range is $138,179 to $194,345. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3977 Sw M St, Richmond, IN last sell?

3977 Sw M St, Richmond, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3977 Sw M St, Richmond, IN?

3977 Sw M St, Richmond, IN has 3 bedrooms, 1.5 bathrooms, 1,235 square feet of living space and a 0.19-acre lot.

When was 3977 Sw M St, Richmond, IN built?

3977 Sw M St, Richmond, IN was built in 1967, making it 59 years old. The building has 1 story.

What schools serve 3977 Sw M St, Richmond, IN?

3977 Sw M St, Richmond, IN is assigned to Rose Hamilton Elementary School (elementary); Centerville Sr High School (high), rated B; Centerville-Abington Jr High School (middle), rated C. All sit in Centerville-Abington Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3977 Sw M St, Richmond, IN compare to other homes in Richmond 47374?

Among the 16,844 homes in Richmond 47374, it is worth more than 61% of them ($166,262 against a typical $140,254), its price per square foot is higher than 78% of them ($135 against a typical $103), it is bigger than 33% of them (1,235 ft² against a typical 1,458 ft²), its lot is bigger than 40% of them (0.19 ac against a typical 0.23 ac) and it is newer than 73% of them (1967 against a typical 1952). Measured against all of Wayne County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3977 Sw M St, Richmond, IN?

The 2025 property tax bill for 3977 Sw M St, Richmond, IN was $1,124. The county assessed it at $124,900.

More homes on Sw M St

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