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Single Family ResidenceResidential
$1,562,439$809 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $475,000 on Sep 3, 1997

40 ROWLEY SHR

GLOUCESTER, MA 01930
4
Beds
3 / 1
Baths
1,932 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.58 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1.6M
$1.4M low$1.7M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$475,000 · Sep 3, 1997
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$692,439
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$553,951
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$500,000
BANKGLOUCESTER (GLOUCESTER COOP BANK) · recorded Aug 15, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$370,000
BANKNORTH NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$24,075 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,476,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,784,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$692,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,364,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyEssex
Lot (acres)The size of the land the home sits on, from county records.0.58
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Plum Cove Elementary SchoolB
Elementary · Grades KG–5 · 0.3 mi
M
O'Maley Innovation Middle SchoolC
Middle · Grades 6–8 · 3.3 mi
H
Gloucester High SchoolC-
High · Grades 9–12 · 4.4 mi

District: Gloucester School District

Neighborhood · ZIP 01930These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.30,229
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.958 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,930
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,096
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Rowley Shr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Essex County
  • Costs more per square foot than 98% of homes in Essex County
  • Has a bigger lot than 78% of homes in Gloucester 01930
  • Older than 69% of homes in Essex County

What homes are worth in Gloucester 01930

Each bar is how many homes fall in that price range. The marker is this home.

This home
$300K$3.5M

This home is worth more than 88% of homes in Gloucester 01930.

How it measures up in Gloucester 01930

The dot is this home. The mark in the middle is the typical home in Gloucester 01930.

Estimated value$1,562,439
CheaperTypical $732,256Pricier

Pricier than 88% of homes nearby

Price per ft²$809
CheaperTypical $496Pricier

Pricier than 88% of homes nearby

Living area1,932 ft²
SmallerTypical 1,638 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.58 ac
SmallerTypical 0.24 acBigger

Bigger than 78% of homes nearby

Year built1920
OlderTypical 1942Newer

Newer than 44% of homes nearby

How 40 Rowley Shr ranks against every home in each area.
MeasureThis homeGloucester 01930Essex County
Estimated valuepricier than$1,562,43988% of homes95% of homes
Price per ft²pricier than$80988% of homes98% of homes
Living areabigger than1,932 ft²63% of homes54% of homes
Lot sizebigger than0.58 ac78% of homes74% of homes
Year builtnewer than192044% of homes31% of homes

About 40 Rowley Shr

How much is 40 Rowley Shr, Gloucester, MA worth?

The TopHap Estimate for 40 Rowley Shr, Gloucester, MA is $1,562,439 as of Jul 14, 2026. The likely range is $1,390,651 to $1,734,227. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Rowley Shr, Gloucester, MA last sell?

40 Rowley Shr, Gloucester, MA last sold on Sep 3, 1997 for $475,000, according to the county's recorded deed.

How big is 40 Rowley Shr, Gloucester, MA?

40 Rowley Shr, Gloucester, MA has 4 bedrooms, 3 bathrooms, 1,932 square feet of living space and a 0.58-acre lot.

When was 40 Rowley Shr, Gloucester, MA built?

40 Rowley Shr, Gloucester, MA was built in 1920, making it 106 years old. It is a cape cod home. The building has 2 stories.

What schools serve 40 Rowley Shr, Gloucester, MA?

40 Rowley Shr, Gloucester, MA is assigned to Plum Cove Elementary School (elementary), rated B; O'Maley Innovation Middle School (middle), rated C; Gloucester High School (high), rated C-. All sit in Gloucester School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Rowley Shr, Gloucester, MA compare to other homes in Gloucester 01930?

Among the 11,008 homes in Gloucester 01930, it is worth more than 88% of them ($1,562,439 against a typical $732,256), its price per square foot is higher than 88% of them ($809 against a typical $496), it is bigger than 63% of them (1,932 ft² against a typical 1,638 ft²), its lot is bigger than 78% of them (0.58 ac against a typical 0.24 ac) and it is newer than 44% of them (1920 against a typical 1942). Measured against all of Essex County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Rowley Shr, Gloucester, MA?

The 2025 property tax bill for 40 Rowley Shr, Gloucester, MA was $24,075. The county assessed it at $2,476,900.

More homes on Rowley Shr

Closest homes

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Assigned schools

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