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Rural ResidenceResidential
$262,510$128 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

40 RUBY LN

NETTIE, WV 26681
3
Beds
2
Baths
2,052 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.47 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$263K
$204K low$321K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$184,671
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$147,737
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$77,839
THE HUNTINGTON NATIONAL BANK · recorded Feb 23, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$792 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$80,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,080
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$73,620
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$79,560
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$134,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyNicholas
Lot (acres)The size of the land the home sits on, from county records.1.47
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Panther Creek Elementary SchoolA
Elementary · Grades PK–5 · 4.0 mi
H
Richwood High SchoolA+
High · Grades 9–12 · 5.5 mi
M
Summersville Middle SchoolC-
Middle · Grades 6–8 · 5.5 mi

District: Nicholas County School District

Neighborhood · ZIP 26681These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,453
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,019
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$55,295
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Ruby Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Nettie 26681
  • Costs more per square foot than 76% of homes in Nettie 26681
  • Bigger than 86% of homes in Nettie 26681
  • Newer than 91% of homes in Nicholas County

What homes are worth in Nettie 26681

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$401K

This home is worth more than 85% of homes in Nettie 26681.

How it measures up in Nettie 26681

The dot is this home. The mark in the middle is the typical home in Nettie 26681.

Estimated value$262,510
CheaperTypical $147,958Pricier

Pricier than 85% of homes nearby

Price per ft²$128
CheaperTypical $100Pricier

Pricier than 76% of homes nearby

Living area2,052 ft²
SmallerTypical 1,468 ft²Bigger

Bigger than 86% of homes nearby

Lot size1.47 ac
SmallerTypical 1.41 acBigger

Bigger than 51% of homes nearby

Year built2007
OlderTypical 1978Newer

Newer than 89% of homes nearby

How 40 Ruby Ln ranks against every home in each area.
MeasureThis homeNettie 26681Nicholas County
Estimated valuepricier than$262,51085% of homes84% of homes
Price per ft²pricier than$12876% of homes71% of homes
Living areabigger than2,052 ft²86% of homes83% of homes
Lot sizebigger than1.47 ac51% of homes57% of homes
Year builtnewer than200789% of homes91% of homes

About 40 Ruby Ln

How much is 40 Ruby Ln, Nettie, WV worth?

The TopHap Estimate for 40 Ruby Ln, Nettie, WV is $262,510 as of Jul 14, 2026. The likely range is $204,347 to $320,673. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 40 Ruby Ln, Nettie, WV?

40 Ruby Ln, Nettie, WV has 3 bedrooms, 2 bathrooms, 2,052 square feet of living space and a 1.47-acre lot.

When was 40 Ruby Ln, Nettie, WV built?

40 Ruby Ln, Nettie, WV was built in 2007, making it 19 years old. It is a ranch home. The building has 1 story.

What schools serve 40 Ruby Ln, Nettie, WV?

40 Ruby Ln, Nettie, WV is assigned to Panther Creek Elementary School (elementary), rated A; Richwood High School (high), rated A+; Summersville Middle School (middle), rated C-. All sit in Nicholas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Ruby Ln, Nettie, WV compare to other homes in Nettie 26681?

Among the 774 homes in Nettie 26681, it is worth more than 85% of them ($262,510 against a typical $147,958), its price per square foot is higher than 76% of them ($128 against a typical $100), it is bigger than 86% of them (2,052 ft² against a typical 1,468 ft²), its lot is bigger than 51% of them (1.47 ac against a typical 1.41 ac) and it is newer than 89% of them (2007 against a typical 1978). Measured against all of Nicholas County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Ruby Ln, Nettie, WV?

The 2025 property tax bill for 40 Ruby Ln, Nettie, WV was $792. The county assessed it at $80,700.

Closest homes

More homes in Nettie 26681

Assigned schools

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