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Rural ResidenceResidential
$172,421$84 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

400 ROSEMOUND ST

COMMERCE, TX 75428
3
Beds
0
Baths
2,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$172K
$160K low$185K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.89%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
J P MORGAN CHASE BANK · R · recorded Sep 22, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,200
J P MORGAN CHASE BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,185 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$234,300 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$213,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$286,430

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
53
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
64
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyHunt
Lot (acres)The size of the land the home sits on, from county records.5.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 140 ft²Patio · 132 ft²Porch · 132 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Commerce Middle SchoolD+
Middle · Grades 6–8 · 0.8 mi
E
Commerce Elementary School
Elementary · Grades PK–2 · 1.2 mi
H
Commerce High SchoolD+
High · Grades 9–12 · 2.3 mi

District: Commerce Independent School District

Neighborhood · ZIP 75428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,573
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.130 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,938
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,259
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

400 Rosemound St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Hunt County
  • Costs less per square foot than 96% of homes in Hunt County
  • Bigger than 74% of homes in Commerce 75428
  • Has a bigger lot than 86% of homes in Hunt County
  • Older than 97% of homes in Hunt County

What homes are worth in Commerce 75428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$68K$680K

This home is worth more than 43% of homes in Commerce 75428.

How it measures up in Commerce 75428

The dot is this home. The mark in the middle is the typical home in Commerce 75428.

Estimated value$172,421
CheaperTypical $190,318Pricier

Pricier than 43% of homes nearby

Price per ft²$84
CheaperTypical $114Pricier

Pricier than 16% of homes nearby

Living area2,056 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 74% of homes nearby

Lot size5 ac
SmallerTypical 0.34 acBigger

Bigger than 84% of homes nearby

Year built1945
OlderTypical 1975Newer

Newer than 15% of homes nearby

How 400 Rosemound St ranks against every home in each area.
MeasureThis homeCommerce 75428Hunt County
Estimated valuepricier than$172,42143% of homes20% of homes
Price per ft²pricier than$8416% of homes4% of homes
Living areabigger than2,056 ft²74% of homes74% of homes
Lot sizebigger than5 ac84% of homes86% of homes
Year builtnewer than194515% of homes3% of homes

About 400 Rosemound St

How much is 400 Rosemound St, Commerce, TX worth?

The TopHap Estimate for 400 Rosemound St, Commerce, TX is $172,421 as of Jul 14, 2026. The likely range is $159,987 to $184,855. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 400 Rosemound St, Commerce, TX last sell?

400 Rosemound St, Commerce, TX last sold on Jul 2, 1999, according to the county's recorded deed.

How big is 400 Rosemound St, Commerce, TX?

400 Rosemound St, Commerce, TX has 3 bedrooms, 2,056 square feet of living space and a 5.00-acre lot.

When was 400 Rosemound St, Commerce, TX built?

400 Rosemound St, Commerce, TX was built in 1945, making it 81 years old. The building has 1 story.

What schools serve 400 Rosemound St, Commerce, TX?

400 Rosemound St, Commerce, TX is assigned to Commerce Middle School (middle), rated D+; Commerce Elementary School (elementary); Commerce High School (high), rated D+. All sit in Commerce Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 400 Rosemound St, Commerce, TX compare to other homes in Commerce 75428?

Among the 3,178 homes in Commerce 75428, it is worth more than 43% of them ($172,421 against a typical $190,318), its price per square foot is higher than 16% of them ($84 against a typical $114), it is bigger than 74% of them (2,056 ft² against a typical 1,568 ft²), its lot is bigger than 84% of them (5 ac against a typical 0.34 ac) and it is newer than 15% of them (1945 against a typical 1975). Measured against all of Hunt County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 400 Rosemound St, Commerce, TX?

The 2024 property tax bill for 400 Rosemound St, Commerce, TX was $3,185. The county assessed it at $234,300.

More homes on Rosemound St

Closest homes

More homes in Commerce 75428

Assigned schools

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