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Single Family ResidenceResidential
$953,984$287 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

400 RUSTIC RIDGE RD

IGNACIO, CO 81137
5
Beds
3
Baths
3,329 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
15.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$954K
$841K low$1.1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$450,484
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$360,387
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$503,500
CENTRAL TRUST BANK · 5.5% 1 · recorded Jun 15, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,903 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$52,470 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,360
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$41,110
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$52,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$841,640

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLA PLATA
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ignacio Middle SchoolB
Middle · Grades 6–8 · 4.9 mi
E
Ignacio Elementary SchoolC+
Elementary · Grades KG–5 · 5.0 mi
H
Ignacio High SchoolB
High · Grades 9–12 · 5.0 mi

District: Ignacio School District 11-Jt

Neighborhood · ZIP 81137These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.6,180
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.20 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,764
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,332
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.80%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

400 Rustic Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Ignacio 81137
  • Costs less per square foot than 81% of homes in La Plata County
  • Bigger than 95% of homes in Ignacio 81137
  • Has a bigger lot than 93% of homes in La Plata County
  • Newer than 96% of homes in Ignacio 81137

What homes are worth in Ignacio 81137

Each bar is how many homes fall in that price range. The marker is this home.

This home
$137K$1000K

This home is worth more than 98% of homes in Ignacio 81137.

How it measures up in Ignacio 81137

The dot is this home. The mark in the middle is the typical home in Ignacio 81137.

Estimated value$953,984
CheaperTypical $411,616Pricier

Pricier than 98% of homes nearby

Price per ft²$287
CheaperTypical $253Pricier

Pricier than 63% of homes nearby

Living area3,329 ft²
SmallerTypical 1,472 ft²Bigger

Bigger than 95% of homes nearby

Lot size15.19 ac
SmallerTypical 5 acBigger

Bigger than 73% of homes nearby

Year built2021
OlderTypical 1994Newer

Newer than 96% of homes nearby

How 400 Rustic Ridge Rd ranks against every home in each area.
MeasureThis homeIgnacio 81137La Plata County
Estimated valuepricier than$953,98498% of homes71% of homes
Price per ft²pricier than$28763% of homes19% of homes
Living areabigger than3,329 ft²95% of homes85% of homes
Lot sizebigger than15.19 ac73% of homes93% of homes
Year builtnewer than202196% of homes96% of homes

About 400 Rustic Ridge Rd

How much is 400 Rustic Ridge Rd, Ignacio, CO worth?

The TopHap Estimate for 400 Rustic Ridge Rd, Ignacio, CO is $953,984 as of Jul 14, 2026. The likely range is $840,736 to $1,067,232. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 400 Rustic Ridge Rd, Ignacio, CO last sell?

400 Rustic Ridge Rd, Ignacio, CO last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 400 Rustic Ridge Rd, Ignacio, CO?

400 Rustic Ridge Rd, Ignacio, CO has 5 bedrooms, 3 bathrooms and 3,329 square feet of living space.

When was 400 Rustic Ridge Rd, Ignacio, CO built?

400 Rustic Ridge Rd, Ignacio, CO was built in 2021, making it 5 years old. It is a conventional home. The building has 2 stories.

What schools serve 400 Rustic Ridge Rd, Ignacio, CO?

400 Rustic Ridge Rd, Ignacio, CO is assigned to Ignacio Middle School (middle), rated B; Ignacio Elementary School (elementary), rated C+; Ignacio High School (high), rated B. All sit in Ignacio School District 11-Jt. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 400 Rustic Ridge Rd, Ignacio, CO compare to other homes in Ignacio 81137?

Among the 1,356 homes in Ignacio 81137, it is worth more than 98% of them ($953,984 against a typical $411,616), its price per square foot is higher than 63% of them ($287 against a typical $253), it is bigger than 95% of them (3,329 ft² against a typical 1,472 ft²), its lot is bigger than 73% of them (15.19 ac against a typical 5 ac) and it is newer than 96% of them (2021 against a typical 1994). Measured against all of La Plata County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 400 Rustic Ridge Rd, Ignacio, CO?

The 2025 property tax bill for 400 Rustic Ridge Rd, Ignacio, CO was $2,903. The county assessed it at $52,470.

More homes on Rustic Ridge Rd

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More homes in Ignacio 81137

Assigned schools

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