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Residential (General/Single)Residential
$481,961$400 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $237,500 on Mar 10, 2015

401 RIVER OAKS DR

RUTHERFORD, NJ 07070
2
Beds
1.5
Baths
1,206 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.77 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$482K
$456K low$508K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$237,500 · Mar 10, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$291,961
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$233,569
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$190,000
PINNACLE MORTGAGE INC · recorded Mar 10, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,718 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$241,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$220,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$21,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$241,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$241,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.115 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.55%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyBERGEN
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 07070These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.113

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,104
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8,630 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$122,320
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,274
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 River Oaks Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Bergen County
  • Smaller than 87% of homes in Bergen County
  • Among the largest lots in Rutherford 07070
  • Newer than 93% of homes in Rutherford 07070

What homes are worth in Rutherford 07070

Each bar is how many homes fall in that price range. The marker is this home.

This home
$299K$1.3M

This home is worth more than 11% of homes in Rutherford 07070.

How it measures up in Rutherford 07070

The dot is this home. The mark in the middle is the typical home in Rutherford 07070.

Estimated value$481,961
CheaperTypical $706,578Pricier

Pricier than 11% of homes nearby

Price per ft²$400
CheaperTypical $421Pricier

Pricier than 37% of homes nearby

Living area1,206 ft²
SmallerTypical 1,736 ft²Bigger

Bigger than 14% of homes nearby

Lot size3.77 ac
SmallerTypical 0.13 acBigger

Bigger than almost all homes nearby

Year built1981
OlderTypical 1928Newer

Newer than 93% of homes nearby

How 401 River Oaks Dr ranks against every home in each area.
MeasureThis homeRutherford 07070Bergen County
Estimated valuepricier than$481,96111% of homes9% of homes
Price per ft²pricier than$40037% of homes36% of homes
Living areabigger than1,206 ft²14% of homes13% of homes
Lot sizebigger than3.77 acalmost all homesalmost all homes
Year builtnewer than198193% of homes78% of homes

About 401 River Oaks Dr

How much is 401 River Oaks Dr, Rutherford, NJ worth?

The TopHap Estimate for 401 River Oaks Dr, Rutherford, NJ is $481,961 as of Jul 14, 2026. The likely range is $456,008 to $507,914. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 401 River Oaks Dr, Rutherford, NJ last sell?

401 River Oaks Dr, Rutherford, NJ last sold on Mar 10, 2015 for $237,500, according to the county's recorded deed.

How big is 401 River Oaks Dr, Rutherford, NJ?

401 River Oaks Dr, Rutherford, NJ has 2 bedrooms, 1.5 bathrooms and 1,206 square feet of living space.

When was 401 River Oaks Dr, Rutherford, NJ built?

401 River Oaks Dr, Rutherford, NJ was built in 1981, making it 45 years old. It is a condo/apartment home. The building has 2 stories.

How does 401 River Oaks Dr, Rutherford, NJ compare to other homes in Rutherford 07070?

Among the 5,060 homes in Rutherford 07070, it is worth more than 11% of them ($481,961 against a typical $706,578), its price per square foot is higher than 37% of them ($400 against a typical $421), it is bigger than 14% of them (1,206 ft² against a typical 1,736 ft²), its lot is bigger than almost all of them (3.77 ac against a typical 0.13 ac) and it is newer than 93% of them (1981 against a typical 1928). Measured against all of Bergen County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 401 River Oaks Dr, Rutherford, NJ?

The 2025 property tax bill for 401 River Oaks Dr, Rutherford, NJ was $7,718. The county assessed it at $241,200.

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