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Single Family ResidenceResidential
$136,779$70 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

401 S RUBY AVE

RULEVILLE, MS 38771
3
Beds
0
Baths
1,960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$137K
$128K low$145K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$46,145
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$36,916
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,634
SOUTHERN BANCORP BANK · recorded Apr 10, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,129 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,695 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$540
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,155
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,695
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$66,947

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
28
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySunflower
Lot (acres)The size of the land the home sits on, from county records.0.32
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)

Neighborhood · ZIP 38771These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.162
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.145
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,384
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$37,561
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$56,483
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 S Ruby Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Ruleville 38771
  • Bigger than 76% of homes in Ruleville 38771
  • Older than 83% of homes in Sunflower County

What homes are worth in Ruleville 38771

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$333K

This home is worth more than 69% of homes in Ruleville 38771.

How it measures up in Ruleville 38771

The dot is this home. The mark in the middle is the typical home in Ruleville 38771.

Estimated value$136,779
CheaperTypical $115,304Pricier

Pricier than 69% of homes nearby

Price per ft²$70
CheaperTypical $70Pricier

Pricier than 50% of homes nearby

Living area1,960 ft²
SmallerTypical 1,386 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.32 ac
SmallerTypical 0.25 acBigger

Bigger than 62% of homes nearby

Year built1940
OlderTypical 1970Newer

Newer than 18% of homes nearby

How 401 S Ruby Ave ranks against every home in each area.
MeasureThis homeRuleville 38771Sunflower County
Estimated valuepricier than$136,77969% of homes68% of homes
Price per ft²pricier than$7050% of homes39% of homes
Living areabigger than1,960 ft²76% of homes75% of homes
Lot sizebigger than0.32 ac62% of homes54% of homes
Year builtnewer than194018% of homes17% of homes

About 401 S Ruby Ave

How much is 401 S Ruby Ave, Ruleville, MS worth?

The TopHap Estimate for 401 S Ruby Ave, Ruleville, MS is $136,779 as of Jul 14, 2026. The likely range is $128,329 to $145,229. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 401 S Ruby Ave, Ruleville, MS last sell?

401 S Ruby Ave, Ruleville, MS last sold on Sep 26, 2007, according to the county's recorded deed.

How big is 401 S Ruby Ave, Ruleville, MS?

401 S Ruby Ave, Ruleville, MS has 3 bedrooms, 1,960 square feet of living space and a 0.32-acre lot.

When was 401 S Ruby Ave, Ruleville, MS built?

401 S Ruby Ave, Ruleville, MS was built in 1940, making it 86 years old.

How does 401 S Ruby Ave, Ruleville, MS compare to other homes in Ruleville 38771?

Among the 893 homes in Ruleville 38771, it is worth more than 69% of them ($136,779 against a typical $115,304), its price per square foot is higher than 50% of them ($70 against a typical $70), it is bigger than 76% of them (1,960 ft² against a typical 1,386 ft²), its lot is bigger than 62% of them (0.32 ac against a typical 0.25 ac) and it is newer than 18% of them (1940 against a typical 1970). Measured against all of Sunflower County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 401 S Ruby Ave, Ruleville, MS?

The 2025 property tax bill for 401 S Ruby Ave, Ruleville, MS was $1,129. The county assessed it at $6,695.

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