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Single Family ResidenceResidential
$543,637$256 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

402 N RIVER RD

FOX RIVER GROVE, IL 60021
3
Beds
3
Baths
2,122 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$544K
$509K low$579K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$227,637
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$182,110
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$316,000
GOLD COAST BANK (CHICAGO IL) · 3.37% 2 · recorded Sep 13, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,484 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$127,824 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,777
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$103,047
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$114,323
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$383,472

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.70 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyMcHenry
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Fox River Grove Middle SchoolB
Middle · Grades 5–8 · 0.5 mi
E
Algonquin Road Elementary SchoolA
Elementary · Grades PK–4 · 1.0 mi
H
Cary-Grove High SchoolA+
High · Grades 9–12 · 1.7 mi

District: Community High School District 155

Neighborhood · ZIP 60021These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.4,143
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,790 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$123,036
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,388
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

402 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in McHenry County
  • Costs more per square foot than 83% of homes in McHenry County
  • Bigger than 70% of homes in Fox River Grove 60021
  • Newer than 86% of homes in Fox River Grove 60021

What homes are worth in Fox River Grove 60021

Each bar is how many homes fall in that price range. The marker is this home.

This home
$150K$788K

This home is worth more than 84% of homes in Fox River Grove 60021.

How it measures up in Fox River Grove 60021

The dot is this home. The mark in the middle is the typical home in Fox River Grove 60021.

Estimated value$543,637
CheaperTypical $383,876Pricier

Pricier than 84% of homes nearby

Price per ft²$256
CheaperTypical $225Pricier

Pricier than 80% of homes nearby

Living area2,122 ft²
SmallerTypical 1,770 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.25 ac
SmallerTypical 0.26 acBigger

Bigger than 48% of homes nearby

Year built1993
OlderTypical 1975Newer

Newer than 86% of homes nearby

How 402 N River Rd ranks against every home in each area.
MeasureThis homeFox River Grove 60021McHenry County
Estimated valuepricier than$543,63784% of homes86% of homes
Price per ft²pricier than$25680% of homes83% of homes
Living areabigger than2,122 ft²70% of homes65% of homes
Lot sizebigger than0.25 ac48% of homes50% of homes
Year builtnewer than199386% of homes60% of homes

About 402 N River Rd

How much is 402 N River Rd, Fox River Grove, IL worth?

The TopHap Estimate for 402 N River Rd, Fox River Grove, IL is $543,637 as of Jul 14, 2026. The likely range is $508,706 to $578,568. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 402 N River Rd, Fox River Grove, IL last sell?

402 N River Rd, Fox River Grove, IL last sold on Sep 13, 2016, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 402 N River Rd, Fox River Grove, IL?

402 N River Rd, Fox River Grove, IL has 3 bedrooms, 3 bathrooms and 2,122 square feet of living space.

When was 402 N River Rd, Fox River Grove, IL built?

402 N River Rd, Fox River Grove, IL was built in 1993, making it 33 years old. It is a contemporary home. The building has 2 stories.

What schools serve 402 N River Rd, Fox River Grove, IL?

402 N River Rd, Fox River Grove, IL is assigned to Fox River Grove Middle School (middle), rated B; Algonquin Road Elementary School (elementary), rated A; Cary-Grove High School (high), rated A+. All sit in Community High School District 155. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 402 N River Rd, Fox River Grove, IL compare to other homes in Fox River Grove 60021?

Among the 2,060 homes in Fox River Grove 60021, it is worth more than 84% of them ($543,637 against a typical $383,876), its price per square foot is higher than 80% of them ($256 against a typical $225), it is bigger than 70% of them (2,122 ft² against a typical 1,770 ft²), its lot is bigger than 48% of them (0.25 ac against a typical 0.26 ac) and it is newer than 86% of them (1993 against a typical 1975). Measured against all of McHenry County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 402 N River Rd, Fox River Grove, IL?

The 2024 property tax bill for 402 N River Rd, Fox River Grove, IL was $11,484. The county assessed it at $127,824.

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Assigned schools

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