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Single Family ResidenceResidential
$783,247$654 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

405 PROSPECT AVE

HOOD RIVER, OR 97031
3
Beds
2
Baths
1,198 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,178 ft²
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$783K
$703K low$863K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$232,836
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$186,269
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$550,411
DIRECTORS MORTGAGE INC · recorded May 17, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,303 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$355,420 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$98,170
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$257,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$313,021
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$848,660

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
70
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
37
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHood River
Lot (acres)The size of the land the home sits on, from county records.0.05

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
May Street Elementary SchoolA-
Elementary · Grades KG–5 · 0.3 mi
M
Hood River Middle SchoolB
Middle · Grades 6–8 · 0.6 mi
H
Hood River Valley High SchoolA-
High · Grades 9–12 · 2.1 mi

District: Hood River County School District 1

Neighborhood · ZIP 97031These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.100

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,160
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.136 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,714
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,779
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Prospect Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 96% of homes in Hood River 97031
  • Smaller than 79% of homes in Hood River 97031
  • Has a smaller lot than 97% of homes in Hood River 97031
  • Among the newest homes in Hood River 97031

What homes are worth in Hood River 97031

Each bar is how many homes fall in that price range. The marker is this home.

This home
$353K$1.7M

This home is worth more than 60% of homes in Hood River 97031.

How it measures up in Hood River 97031

The dot is this home. The mark in the middle is the typical home in Hood River 97031.

Estimated value$783,247
CheaperTypical $719,367Pricier

Pricier than 60% of homes nearby

Price per ft²$654
CheaperTypical $414Pricier

Pricier than 96% of homes nearby

Living area1,198 ft²
SmallerTypical 1,665 ft²Bigger

Bigger than 21% of homes nearby

Lot size2,178 ft²
SmallerTypical 0.24 acBigger

Bigger than 3% of homes nearby

Year built2022
OlderTypical 1986Newer

Newer than almost all homes nearby

How 405 Prospect Ave ranks against every home in each area.
MeasureThis homeHood River 97031Hood River County
Estimated valuepricier than$783,24760% of homes62% of homes
Price per ft²pricier than$65496% of homes96% of homes
Living areabigger than1,198 ft²21% of homes22% of homes
Lot sizebigger than2,178 ft²3% of homes3% of homes
Year builtnewer than2022almost all homesalmost all homes

About 405 Prospect Ave

How much is 405 Prospect Ave, Hood River, OR worth?

The TopHap Estimate for 405 Prospect Ave, Hood River, OR is $783,247 as of Jul 14, 2026. The likely range is $703,262 to $863,232. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 405 Prospect Ave, Hood River, OR?

405 Prospect Ave, Hood River, OR has 3 bedrooms, 2 bathrooms, 1,198 square feet of living space and a 0.05-acre lot.

When was 405 Prospect Ave, Hood River, OR built?

405 Prospect Ave, Hood River, OR was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 405 Prospect Ave, Hood River, OR?

405 Prospect Ave, Hood River, OR is assigned to May Street Elementary School (elementary), rated A-; Hood River Middle School (middle), rated B; Hood River Valley High School (high), rated A-. All sit in Hood River County School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Prospect Ave, Hood River, OR compare to other homes in Hood River 97031?

Among the 7,928 homes in Hood River 97031, it is worth more than 60% of them ($783,247 against a typical $719,367), its price per square foot is higher than 96% of them ($654 against a typical $414), it is bigger than 21% of them (1,198 ft² against a typical 1,665 ft²), its lot is bigger than 3% of them (2,178 ft² against a typical 0.24 ac) and it is newer than almost all of them (2022 against a typical 1986). Measured against all of Hood River County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Prospect Ave, Hood River, OR?

The 2025 property tax bill for 405 Prospect Ave, Hood River, OR was $5,303. The county assessed it at $355,420.

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