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Single Family ResidenceResidential
$166,912$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $165,117 on Sep 5, 2024

405 RITCHEY ST

GAINESVILLE, TX 76240
2
Beds
1 / 1
Baths
1,172 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.

Valuation

$167K
$141K low$193K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$165,117 · Sep 5, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$3,429
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$2,743
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.98%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$163,483
INDEPENDENT BANK · recorded Sep 5, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,276 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$156,592 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,438
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$131,154
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$156,592
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$156,592

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOOKE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.14
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 154 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Edison Elementary School
Elementary · Grades PK–1 · 0.6 mi
M
Gainesville Jr High SchoolD
Middle · Grades 7–8 · 1.2 mi
H
Gainesville High SchoolD+
High · Grades 9–12 · 2.3 mi

District: Gainesville Independent School District

Neighborhood · ZIP 76240These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.30,647
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,859
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,136
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Ritchey St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Cooke County
  • Costs less per square foot than 78% of homes in Cooke County
  • Smaller than 79% of homes in Cooke County
  • Has a smaller lot than 95% of homes in Cooke County
  • Older than 82% of homes in Cooke County

What homes are worth in Gainesville 76240

Each bar is how many homes fall in that price range. The marker is this home.

This home
$93K$1.5M

This home is worth more than 19% of homes in Gainesville 76240.

How it measures up in Gainesville 76240

The dot is this home. The mark in the middle is the typical home in Gainesville 76240.

Estimated value$166,912
CheaperTypical $286,627Pricier

Pricier than 19% of homes nearby

Price per ft²$142
CheaperTypical $174Pricier

Pricier than 29% of homes nearby

Living area1,172 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.14 ac
SmallerTypical 0.4 acBigger

Bigger than 6% of homes nearby

Year built1950
OlderTypical 1980Newer

Newer than 24% of homes nearby

How 405 Ritchey St ranks against every home in each area.
MeasureThis homeGainesville 76240Cooke County
Estimated valuepricier than$166,91219% of homes13% of homes
Price per ft²pricier than$14229% of homes22% of homes
Living areabigger than1,172 ft²23% of homes21% of homes
Lot sizebigger than0.14 ac6% of homes5% of homes
Year builtnewer than195024% of homes18% of homes

About 405 Ritchey St

How much is 405 Ritchey St, Gainesville, TX worth?

The TopHap Estimate for 405 Ritchey St, Gainesville, TX is $166,912 as of Jul 14, 2026. The likely range is $140,719 to $193,105. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Ritchey St, Gainesville, TX last sell?

405 Ritchey St, Gainesville, TX last sold on Sep 5, 2024 for $165,117, according to the county's recorded deed.

How big is 405 Ritchey St, Gainesville, TX?

405 Ritchey St, Gainesville, TX has 2 bedrooms, 1 bathrooms, 1,172 square feet of living space and a 0.14-acre lot.

When was 405 Ritchey St, Gainesville, TX built?

405 Ritchey St, Gainesville, TX was built in 1950, making it 76 years old.

What schools serve 405 Ritchey St, Gainesville, TX?

405 Ritchey St, Gainesville, TX is assigned to Edison Elementary School (elementary); Gainesville Jr High School (middle), rated D; Gainesville High School (high), rated D+. All sit in Gainesville Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Ritchey St, Gainesville, TX compare to other homes in Gainesville 76240?

Among the 12,120 homes in Gainesville 76240, it is worth more than 19% of them ($166,912 against a typical $286,627), its price per square foot is higher than 29% of them ($142 against a typical $174), it is bigger than 23% of them (1,172 ft² against a typical 1,568 ft²), its lot is bigger than 6% of them (0.14 ac against a typical 0.4 ac) and it is newer than 24% of them (1950 against a typical 1980). Measured against all of Cooke County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Ritchey St, Gainesville, TX?

The 2025 property tax bill for 405 Ritchey St, Gainesville, TX was $3,276. The county assessed it at $156,592.

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Assigned schools

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See this home in context

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