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Single Family ResidentialResidential
$88,918$58 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4050 STATE ROUTE 78 S

RIDGELY, TN 38080
1
Baths
1,528 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$89K
$69K low$109K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$88,918
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$71,134

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$86 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,550 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,375
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$175
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,650
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$10,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyLake
Lot (acres)The size of the land the home sits on, from county records.0.50
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 72 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lara Kendall Elementary SchoolC
Middle · Grades 3–8 · 3.8 mi
H
Lake County High SchoolD
High · Grades 9–12 · 3.8 mi
E
Margaret Newton Elementary School
Elementary · Grades PK–2 · 3.9 mi

District: Lake County School District

Neighborhood · ZIP 38080These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.714

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,239
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,554
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,054
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4050 State Route 78 S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 80% of homes in Lake County
  • Bigger than 67% of homes in Ridgely 38080
  • Has a bigger lot than 69% of homes in Lake County

What homes are worth in Ridgely 38080

Each bar is how many homes fall in that price range. The marker is this home.

This home
$35K$319K

This home is worth more than 41% of homes in Ridgely 38080.

How it measures up in Ridgely 38080

The dot is this home. The mark in the middle is the typical home in Ridgely 38080.

Estimated value$88,918
CheaperTypical $99,979Pricier

Pricier than 41% of homes nearby

Price per ft²$58
CheaperTypical $77Pricier

Pricier than 21% of homes nearby

Living area1,528 ft²
SmallerTypical 1,302 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.5 ac
SmallerTypical 0.38 acBigger

Bigger than 62% of homes nearby

Year built1970
OlderTypical 1968Newer

Newer than 57% of homes nearby

How 4050 State Route 78 S ranks against every home in each area.
MeasureThis homeRidgely 38080Lake County
Estimated valuepricier than$88,91841% of homes39% of homes
Price per ft²pricier than$5821% of homes20% of homes
Living areabigger than1,528 ft²67% of homes66% of homes
Lot sizebigger than0.5 ac62% of homes69% of homes
Year builtnewer than197057% of homes56% of homes

About 4050 State Route 78 S

How much is 4050 State Route 78 S, Ridgely, TN worth?

The TopHap Estimate for 4050 State Route 78 S, Ridgely, TN is $88,918 as of Jul 14, 2026. The likely range is $69,288 to $108,548. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4050 State Route 78 S, Ridgely, TN last sell?

4050 State Route 78 S, Ridgely, TN last sold on May 19, 1975, according to the county's recorded deed.

How big is 4050 State Route 78 S, Ridgely, TN?

4050 State Route 78 S, Ridgely, TN has 1 bathrooms, 1,528 square feet of living space and a 0.50-acre lot.

When was 4050 State Route 78 S, Ridgely, TN built?

4050 State Route 78 S, Ridgely, TN was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 4050 State Route 78 S, Ridgely, TN?

4050 State Route 78 S, Ridgely, TN is assigned to Lara Kendall Elementary School (middle), rated C; Lake County High School (high), rated D; Margaret Newton Elementary School (elementary). All sit in Lake County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4050 State Route 78 S, Ridgely, TN compare to other homes in Ridgely 38080?

Among the 937 homes in Ridgely 38080, it is worth more than 41% of them ($88,918 against a typical $99,979), its price per square foot is higher than 21% of them ($58 against a typical $77), it is bigger than 67% of them (1,528 ft² against a typical 1,302 ft²), its lot is bigger than 62% of them (0.5 ac against a typical 0.38 ac) and it is newer than 57% of them (1970 against a typical 1968). Measured against all of Lake County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4050 State Route 78 S, Ridgely, TN?

The 2024 property tax bill for 4050 State Route 78 S, Ridgely, TN was $86. The county assessed it at $2,550.

More homes on State Route 78 S

Closest homes

More homes in Ridgely 38080

Assigned schools

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