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Single Family ResidentialResidential
$36,291
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $11,000 on Jul 14, 2026

4090 STATE ROUTE 78 S

RIDGELY, TN 38080
0
Baths
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$36K
$35K low$37K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$11,000 · Jul 14, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$36,291
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$29,033

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$98 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,925 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,625
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,925
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$11,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyLAKE
Lot (acres)The size of the land the home sits on, from county records.0.21
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 64 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lara Kendall Elementary SchoolC
Middle · Grades 3–8 · 3.7 mi
H
Lake County High SchoolD
High · Grades 9–12 · 3.8 mi
E
Margaret Newton Elementary School
Elementary · Grades PK–2 · 4.0 mi

District: Lake County School District

Neighborhood · ZIP 38080These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.714

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,239
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,554
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,054
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4090 State Route 78 S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Ridgely 38080
  • Has a smaller lot than 82% of homes in Ridgely 38080

What homes are worth in Ridgely 38080

Each bar is how many homes fall in that price range. The marker is this home.

This home
$35K$319K

This home is worth more than 2% of homes in Ridgely 38080.

How it measures up in Ridgely 38080

The dot is this home. The mark in the middle is the typical home in Ridgely 38080.

Estimated value$36,291
CheaperTypical $99,979Pricier

Pricier than 2% of homes nearby

Lot size0.21 ac
SmallerTypical 0.38 acBigger

Bigger than 18% of homes nearby

How 4090 State Route 78 S ranks against every home in each area.
MeasureThis homeRidgely 38080Lake County
Estimated valuepricier than$36,2912% of homes3% of homes
Lot sizebigger than0.21 ac18% of homes24% of homes

About 4090 State Route 78 S

How much is 4090 State Route 78 S, Ridgely, TN worth?

The TopHap Estimate for 4090 State Route 78 S, Ridgely, TN is $36,291 as of Jul 14, 2026. The likely range is $35,252 to $37,330. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4090 State Route 78 S, Ridgely, TN last sell?

4090 State Route 78 S, Ridgely, TN last sold on Jul 14, 2026 for $11,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

What schools serve 4090 State Route 78 S, Ridgely, TN?

4090 State Route 78 S, Ridgely, TN is assigned to Lara Kendall Elementary School (middle), rated C; Lake County High School (high), rated D; Margaret Newton Elementary School (elementary). All sit in Lake County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4090 State Route 78 S, Ridgely, TN compare to other homes in Ridgely 38080?

Among the 937 homes in Ridgely 38080, it is worth more than 2% of them ($36,291 against a typical $99,979) and its lot is bigger than 18% of them (0.21 ac against a typical 0.38 ac). Measured against all of Lake County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4090 State Route 78 S, Ridgely, TN?

The 2025 property tax bill for 4090 State Route 78 S, Ridgely, TN was $98. The county assessed it at $2,925.

More homes on State Route 78 S

Closest homes

More homes in Ridgely 38080

Assigned schools

Explore the area

See this home in context

Open 4090 State Route 78 S on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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