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Single Family ResidenceResidential
$391,747$264 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $157,000 on Mar 11, 2019

406 RIDGE TOP DR

RURAL RETREAT, VA 24368
3
Beds
1
Baths
1,484 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.09 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$392K
$336K low$448K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$157,000 · Mar 11, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$211,747
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$169,398
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$180,000
MR COOPER · R · recorded Dec 21, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,073 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$210,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$164,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$210,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$210,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
89
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.59 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWYTHE
Lot (acres)The size of the land the home sits on, from county records.7.09
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 925 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rural Retreat Elementary SchoolA
Elementary · Grades PK–5 · 2.4 mi
M
Rural Retreat Middle SchoolB
Middle · Grades 6–8 · 2.7 mi
H
Rural Retreat High SchoolA
High · Grades 9–12 · 2.7 mi

District: Wythe County Public Schools

Neighborhood · ZIP 24368These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.4,091
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,309
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,315
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 Ridge Top Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Rural Retreat 24368
  • Costs more per square foot than 97% of homes in Rural Retreat 24368
  • Has a bigger lot than 88% of homes in Rural Retreat 24368

What homes are worth in Rural Retreat 24368

Each bar is how many homes fall in that price range. The marker is this home.

This home
$35K$591K

This home is worth more than 92% of homes in Rural Retreat 24368.

How it measures up in Rural Retreat 24368

The dot is this home. The mark in the middle is the typical home in Rural Retreat 24368.

Estimated value$391,747
CheaperTypical $193,363Pricier

Pricier than 92% of homes nearby

Price per ft²$264
CheaperTypical $145Pricier

Pricier than 97% of homes nearby

Living area1,484 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 49% of homes nearby

Lot size7.09 ac
SmallerTypical 1 acBigger

Bigger than 88% of homes nearby

Year built1979
OlderTypical 1980Newer

Newer than 50% of homes nearby

How 406 Ridge Top Dr ranks against every home in each area.
MeasureThis homeRural Retreat 24368Wythe County
Estimated valuepricier than$391,74792% of homes89% of homes
Price per ft²pricier than$26497% of homes95% of homes
Living areabigger than1,484 ft²49% of homes55% of homes
Lot sizebigger than7.09 ac88% of homes88% of homes
Year builtnewer than197950% of homes55% of homes

About 406 Ridge Top Dr

How much is 406 Ridge Top Dr, Rural Retreat, VA worth?

The TopHap Estimate for 406 Ridge Top Dr, Rural Retreat, VA is $391,747 as of Jul 14, 2026. The likely range is $335,700 to $447,794. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 Ridge Top Dr, Rural Retreat, VA last sell?

406 Ridge Top Dr, Rural Retreat, VA last sold on Mar 11, 2019 for $157,000, according to the county's recorded deed.

How big is 406 Ridge Top Dr, Rural Retreat, VA?

406 Ridge Top Dr, Rural Retreat, VA has 3 bedrooms, 1 bathrooms, 1,484 square feet of living space and a 7.09-acre lot.

When was 406 Ridge Top Dr, Rural Retreat, VA built?

406 Ridge Top Dr, Rural Retreat, VA was built in 1979, making it 47 years old. It is a conventional home. The building has 1 story.

What schools serve 406 Ridge Top Dr, Rural Retreat, VA?

406 Ridge Top Dr, Rural Retreat, VA is assigned to Rural Retreat Elementary School (elementary), rated A; Rural Retreat Middle School (middle), rated B; Rural Retreat High School (high), rated A. All sit in Wythe County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 Ridge Top Dr, Rural Retreat, VA compare to other homes in Rural Retreat 24368?

Among the 2,054 homes in Rural Retreat 24368, it is worth more than 92% of them ($391,747 against a typical $193,363), its price per square foot is higher than 97% of them ($264 against a typical $145), it is bigger than 49% of them (1,484 ft² against a typical 1,496 ft²), its lot is bigger than 88% of them (7.09 ac against a typical 1 ac) and it is newer than 50% of them (1979 against a typical 1980). Measured against all of Wythe County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 Ridge Top Dr, Rural Retreat, VA?

The 2025 property tax bill for 406 Ridge Top Dr, Rural Retreat, VA was $1,073. The county assessed it at $210,400.

More homes on Ridge Top Dr

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Assigned schools

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