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Single Family ResidenceResidential
$130,526$128 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $130,000 on Feb 20, 2026

406 W RACE ST

GAFFNEY, SC 29341
0
Baths
1,017 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$131K
$106K low$155K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$130,000 · Feb 20, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$2,881
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$2,305
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.98%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$127,645
GUILD MORTGAGE CO · recorded Feb 20, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,261 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,040 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$660
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,380
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$50,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHEROKEE
Lot (acres)The size of the land the home sits on, from county records.0.38
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Gaffney High SchoolD+
High · Grades 9–12 · 1.5 mi
E
Limestone-Central Elementary SchoolD
Elementary · Grades PK–5 · 1.8 mi

District: Cherokee County School District

Neighborhood · ZIP 29341These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.88

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.20,982
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.224 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,047
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,524
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 W Race St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Gaffney 29341
  • Costs less per square foot than 66% of homes in Gaffney 29341
  • Smaller than 87% of homes in Gaffney 29341
  • Has a smaller lot than 83% of homes in Gaffney 29341
  • Older than 92% of homes in Gaffney 29341

What homes are worth in Gaffney 29341

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$591K

This home is worth more than 18% of homes in Gaffney 29341.

How it measures up in Gaffney 29341

The dot is this home. The mark in the middle is the typical home in Gaffney 29341.

Estimated value$130,526
CheaperTypical $242,972Pricier

Pricier than 18% of homes nearby

Price per ft²$128
CheaperTypical $148Pricier

Pricier than 34% of homes nearby

Living area1,017 ft²
SmallerTypical 1,553 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.38 ac
SmallerTypical 0.99 acBigger

Bigger than 17% of homes nearby

Year built1950
OlderTypical 1990Newer

Newer than 8% of homes nearby

How 406 W Race St ranks against every home in each area.
MeasureThis homeGaffney 29341Cherokee County
Estimated valuepricier than$130,52618% of homes27% of homes
Price per ft²pricier than$12834% of homes46% of homes
Living areabigger than1,017 ft²13% of homes19% of homes
Lot sizebigger than0.38 ac17% of homes19% of homes
Year builtnewer than19508% of homes14% of homes

About 406 W Race St

How much is 406 W Race St, Gaffney, SC worth?

The TopHap Estimate for 406 W Race St, Gaffney, SC is $130,526 as of Jul 14, 2026. The likely range is $106,487 to $154,565. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 W Race St, Gaffney, SC last sell?

406 W Race St, Gaffney, SC last sold on Feb 20, 2026 for $130,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 406 W Race St, Gaffney, SC?

406 W Race St, Gaffney, SC has 1,017 square feet of living space and a 0.38-acre lot.

When was 406 W Race St, Gaffney, SC built?

406 W Race St, Gaffney, SC was built in 1950, making it 76 years old. The building has 1 story.

What schools serve 406 W Race St, Gaffney, SC?

406 W Race St, Gaffney, SC is assigned to Gaffney High School (high), rated D+; Limestone-Central Elementary School (elementary), rated D. All sit in Cherokee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 W Race St, Gaffney, SC compare to other homes in Gaffney 29341?

Among the 7,506 homes in Gaffney 29341, it is worth more than 18% of them ($130,526 against a typical $242,972), its price per square foot is higher than 34% of them ($128 against a typical $148), it is bigger than 13% of them (1,017 ft² against a typical 1,553 ft²), its lot is bigger than 17% of them (0.38 ac against a typical 0.99 ac) and it is newer than 8% of them (1950 against a typical 1990). Measured against all of Cherokee County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 W Race St, Gaffney, SC?

The 2025 property tax bill for 406 W Race St, Gaffney, SC was $1,261. The county assessed it at $3,040.

More homes on W Race St

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Assigned schools

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