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Single Family ResidenceResidential
$902,135$341 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4242 ROSA RANCHO LN

FALLBROOK, CA 92028
3
Beds
3
Baths
2,645 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$902K
$838K low$966K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$812,135
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$649,708
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.9%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,000
WELLS FARGO HOME MORTGAGE INC · R · recorded Jun 4, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,563 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$445,299 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$103,074
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$342,225
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$436,568

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
99
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
45
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
30
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
88
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Vallecitos Elementary SchoolB
Elementary · Grades PK–8 · 1.4 mi
H
Fallbrook High SchoolB-
High · Grades 9–12 · 6.5 mi

District: Fallbrook Union High School District

Neighborhood · ZIP 92028These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.268

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.51,846
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.444 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,666
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,923
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4242 Rosa Rancho Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 97% of homes in San Diego County
  • Bigger than 86% of homes in San Diego County
  • Has a bigger lot than 90% of homes in San Diego County
  • Newer than 72% of homes in San Diego County

What homes are worth in Fallbrook 92028

Each bar is how many homes fall in that price range. The marker is this home.

This home
$517K$1.8M

This home is worth more than 57% of homes in Fallbrook 92028.

How it measures up in Fallbrook 92028

The dot is this home. The mark in the middle is the typical home in Fallbrook 92028.

Estimated value$902,135
CheaperTypical $856,530Pricier

Pricier than 57% of homes nearby

Price per ft²$341
CheaperTypical $417Pricier

Pricier than 14% of homes nearby

Living area2,645 ft²
SmallerTypical 2,085 ft²Bigger

Bigger than 70% of homes nearby

Lot size4.18 ac
SmallerTypical 1.06 acBigger

Bigger than 84% of homes nearby

Year built1998
OlderTypical 1989Newer

Newer than 64% of homes nearby

How 4242 Rosa Rancho Ln ranks against every home in each area.
MeasureThis homeFallbrook 92028San Diego County
Estimated valuepricier than$902,13557% of homes52% of homes
Price per ft²pricier than$34114% of homes3% of homes
Living areabigger than2,645 ft²70% of homes86% of homes
Lot sizebigger than4.18 ac84% of homes90% of homes
Year builtnewer than199864% of homes72% of homes

About 4242 Rosa Rancho Ln

How much is 4242 Rosa Rancho Ln, Fallbrook, CA worth?

The TopHap Estimate for 4242 Rosa Rancho Ln, Fallbrook, CA is $902,135 as of Jul 14, 2026. The likely range is $837,854 to $966,416. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4242 Rosa Rancho Ln, Fallbrook, CA last sell?

4242 Rosa Rancho Ln, Fallbrook, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4242 Rosa Rancho Ln, Fallbrook, CA?

4242 Rosa Rancho Ln, Fallbrook, CA has 3 bedrooms, 3 bathrooms and 2,645 square feet of living space.

When was 4242 Rosa Rancho Ln, Fallbrook, CA built?

4242 Rosa Rancho Ln, Fallbrook, CA was built in 1998, making it 28 years old.

What schools serve 4242 Rosa Rancho Ln, Fallbrook, CA?

4242 Rosa Rancho Ln, Fallbrook, CA is assigned to Vallecitos Elementary School (elementary), rated B; Fallbrook High School (high), rated B-. All sit in Fallbrook Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4242 Rosa Rancho Ln, Fallbrook, CA compare to other homes in Fallbrook 92028?

Among the 16,279 homes in Fallbrook 92028, it is worth more than 57% of them ($902,135 against a typical $856,530), its price per square foot is higher than 14% of them ($341 against a typical $417), it is bigger than 70% of them (2,645 ft² against a typical 2,085 ft²), its lot is bigger than 84% of them (4.18 ac against a typical 1.06 ac) and it is newer than 64% of them (1998 against a typical 1989). Measured against all of San Diego County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4242 Rosa Rancho Ln, Fallbrook, CA?

The 2025 property tax bill for 4242 Rosa Rancho Ln, Fallbrook, CA was $4,563. The county assessed it at $445,299.

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