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Single Family ResidenceResidential
$1,617,789$761 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $790,000 on Jan 2, 2015

425 RIVER ROCK CT

SAN JOSE, CA 95136
4
Beds
3
Baths
2,125 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,418 ft²
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.6M
$1.5M low$1.7M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$790,000 · Jan 2, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,003,803
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$803,042
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$613,986
HSBC BANK USA · 2.5% 1 · recorded Jun 7, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,815 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$968,438 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$484,219
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$484,219
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$949,450

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
53
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
33
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
37
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountySANTA CLARA
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Andrew P. Hill High SchoolC+
High · Grades 9–12 · 1.6 mi
E
George Shirakawa Sr. Elementary SchoolC+
Elementary · Grades KG–8 · 2.6 mi

District: Franklin-Mckinley Elementary School District

Neighborhood · ZIP 95136These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.433

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.45,983
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8,560 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$128,749
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$167,355
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.18 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

425 River Rock Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Communication Hill
  • Costs more per square foot than 92% of homes in Communication Hill
  • Bigger than 84% of homes in Communication Hill
  • Has a smaller lot than 77% of homes in Santa Clara County
  • Older than 94% of homes in Communication Hill

What homes are worth in San Jose 95136

Each bar is how many homes fall in that price range. The marker is this home.

This home
$635K$1.8M

This home is worth more than 90% of homes in San Jose 95136.

How it measures up in San Jose 95136

The dot is this home. The mark in the middle is the typical home in San Jose 95136.

Estimated value$1,617,789
CheaperTypical $1,236,782Pricier

Pricier than 90% of homes nearby

Price per ft²$761
CheaperTypical $710Pricier

Pricier than 67% of homes nearby

Living area2,125 ft²
SmallerTypical 1,690 ft²Bigger

Bigger than 80% of homes nearby

Lot size3,418 ft²
SmallerTypical 0.14 acBigger

Bigger than 33% of homes nearby

Year built1995
OlderTypical 1976Newer

Newer than 75% of homes nearby

How 425 River Rock Ct ranks against every home in each area.
MeasureThis homeCommunication HillSan Jose 95136Santa Clara County
Estimated valuepricier than$1,617,78997% of homes90% of homes53% of homes
Price per ft²pricier than$76192% of homes67% of homes31% of homes
Living areabigger than2,125 ft²84% of homes80% of homes73% of homes
Lot sizebigger than3,418 ft²71% of homes33% of homes23% of homes
Year builtnewer than19956% of homes75% of homes82% of homes

About 425 River Rock Ct

How much is 425 River Rock Ct, San Jose, CA worth?

The TopHap Estimate for 425 River Rock Ct, San Jose, CA is $1,617,789 as of Jul 14, 2026. The likely range is $1,543,219 to $1,692,359. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 425 River Rock Ct, San Jose, CA last sell?

425 River Rock Ct, San Jose, CA last sold on Jan 2, 2015 for $790,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 425 River Rock Ct, San Jose, CA?

425 River Rock Ct, San Jose, CA has 4 bedrooms, 3 bathrooms, 2,125 square feet of living space and a 0.08-acre lot.

When was 425 River Rock Ct, San Jose, CA built?

425 River Rock Ct, San Jose, CA was built in 1995, making it 31 years old. It is a custom design home. The building has 2 stories.

What schools serve 425 River Rock Ct, San Jose, CA?

425 River Rock Ct, San Jose, CA is assigned to Andrew P. Hill High School (high), rated C+; George Shirakawa Sr. Elementary School (elementary), rated C+. All sit in Franklin-Mckinley Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 425 River Rock Ct, San Jose, CA compare to other homes in San Jose 95136?

Among the 11,306 homes in San Jose 95136, it is worth more than 90% of them ($1,617,789 against a typical $1,236,782), its price per square foot is higher than 67% of them ($761 against a typical $710), it is bigger than 80% of them (2,125 ft² against a typical 1,690 ft²), its lot is bigger than 33% of them (3,418 ft² against a typical 0.14 ac) and it is newer than 75% of them (1995 against a typical 1976). Measured against all of Santa Clara County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 425 River Rock Ct, San Jose, CA?

The 2025 property tax bill for 425 River Rock Ct, San Jose, CA was $13,815. The county assessed it at $968,438.

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