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Single Family ResidenceResidential
$260,048$221 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $65,000 on Jan 22, 1997

4345 LOCUST

ROCA, NE 68430
2
Beds
2
Baths
1,176 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$260K
$184K low$336K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$65,000 · Jan 22, 1997
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$127,986
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$102,389
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,386
STATE BANK · P · recorded Jun 25, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$56,676
STATE BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,405 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$262,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$54,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$208,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$245,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$262,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyLancaster
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 120 ft²Porch · 246 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Norris Elementary School
Elementary · Grades PK–2 · 6.5 mi
M
Norris Middle SchoolA
Middle · Grades 6–8 · 6.5 mi
H
Norris High SchoolA+
High · Grades 9–12 · 6.6 mi

District: Norris School District 160

Neighborhood · ZIP 68430These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,366
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.53 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,545
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$139,187
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4345 Locust measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Roca 68430
  • Costs less per square foot than 81% of homes in Roca 68430
  • Smaller than 92% of homes in Roca 68430
  • Has a smaller lot than 76% of homes in Roca 68430
  • Older than 73% of homes in Roca 68430

What homes are worth in Roca 68430

Each bar is how many homes fall in that price range. The marker is this home.

This home
$203K$1.5M

This home is worth more than 5% of homes in Roca 68430.

How it measures up in Roca 68430

The dot is this home. The mark in the middle is the typical home in Roca 68430.

Estimated value$260,048
CheaperTypical $599,305Pricier

Pricier than 5% of homes nearby

Price per ft²$221
CheaperTypical $306Pricier

Pricier than 19% of homes nearby

Living area1,176 ft²
SmallerTypical 2,062 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.25 ac
SmallerTypical 3 acBigger

Bigger than 24% of homes nearby

Year built1980
OlderTypical 2006Newer

Newer than 27% of homes nearby

How 4345 Locust ranks against every home in each area.
MeasureThis homeRoca 68430Lancaster County
Estimated valuepricier than$260,0485% of homes34% of homes
Price per ft²pricier than$22119% of homes52% of homes
Living areabigger than1,176 ft²8% of homes29% of homes
Lot sizebigger than0.25 ac24% of homes76% of homes
Year builtnewer than198027% of homes51% of homes

About 4345 Locust

How much is 4345 Locust, Roca, NE worth?

The TopHap Estimate for 4345 Locust, Roca, NE is $260,048 as of Jul 14, 2026. The likely range is $183,795 to $336,301. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4345 Locust, Roca, NE last sell?

4345 Locust, Roca, NE last sold on Jan 22, 1997 for $65,000, according to the county's recorded deed.

How big is 4345 Locust, Roca, NE?

4345 Locust, Roca, NE has 2 bedrooms, 2 bathrooms, 1,176 square feet of living space and a 0.25-acre lot.

When was 4345 Locust, Roca, NE built?

4345 Locust, Roca, NE was built in 1980, making it 46 years old. It is a ranch home. The building has 1 story.

What schools serve 4345 Locust, Roca, NE?

4345 Locust, Roca, NE is assigned to Norris Elementary School (elementary); Norris Middle School (middle), rated A; Norris High School (high), rated A+. All sit in Norris School District 160. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4345 Locust, Roca, NE compare to other homes in Roca 68430?

Among the 919 homes in Roca 68430, it is worth more than 5% of them ($260,048 against a typical $599,305), its price per square foot is higher than 19% of them ($221 against a typical $306), it is bigger than 8% of them (1,176 ft² against a typical 2,062 ft²), its lot is bigger than 24% of them (0.25 ac against a typical 3 ac) and it is newer than 27% of them (1980 against a typical 2006). Measured against all of Lancaster County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4345 Locust, Roca, NE?

The 2025 property tax bill for 4345 Locust, Roca, NE was $4,405. The county assessed it at $262,900.

More homes on Locust

Closest homes

More homes in Roca 68430

Assigned schools

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