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Single Family ResidenceResidential
$244,274$188 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $225,000 on Oct 23, 2024

438 RIVER ST

NORTH ADAMS, MA 01247
4
Beds
2 / 1
Baths
1,298 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,720 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$244K
$206K low$283K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$225,000 · Oct 23, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$23,350
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$18,680
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$220,924
CMG MORTGAGE INC · E · recorded Oct 23, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,882 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$172,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$150,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$97,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.71 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBerkshire
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Brayton Elementary School
Elementary · Grades PK–2 · 0.8 mi
M
Drury High SchoolD
Middle · Grades 7–12 · 2.7 mi

District: North Adams School District

Neighborhood · ZIP 01247These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.15,194
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.257 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,558
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,518
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

438 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Berkshire County
  • Costs less per square foot than 79% of homes in Berkshire County
  • Smaller than 74% of homes in North Adams 01247
  • Has a smaller lot than 98% of homes in Berkshire County
  • Older than 78% of homes in Berkshire County

What homes are worth in North Adams 01247

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$560K

This home is worth more than 44% of homes in North Adams 01247.

How it measures up in North Adams 01247

The dot is this home. The mark in the middle is the typical home in North Adams 01247.

Estimated value$244,274
CheaperTypical $253,899Pricier

Pricier than 44% of homes nearby

Price per ft²$188
CheaperTypical $174Pricier

Pricier than 61% of homes nearby

Living area1,298 ft²
SmallerTypical 1,636 ft²Bigger

Bigger than 26% of homes nearby

Lot size3,720 ft²
SmallerTypical 0.29 acBigger

Bigger than 5% of homes nearby

Year built1900
OlderTypical 1917Newer

Newer than 48% of homes nearby

How 438 River St ranks against every home in each area.
MeasureThis homeNorth Adams 01247Berkshire County
Estimated valuepricier than$244,27444% of homes16% of homes
Price per ft²pricier than$18861% of homes21% of homes
Living areabigger than1,298 ft²26% of homes28% of homes
Lot sizebigger than3,720 ft²5% of homes2% of homes
Year builtnewer than190048% of homes22% of homes

About 438 River St

How much is 438 River St, North Adams, MA worth?

The TopHap Estimate for 438 River St, North Adams, MA is $244,274 as of Jul 14, 2026. The likely range is $205,793 to $282,755. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 438 River St, North Adams, MA last sell?

438 River St, North Adams, MA last sold on Oct 23, 2024 for $225,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 438 River St, North Adams, MA?

438 River St, North Adams, MA has 4 bedrooms, 2 bathrooms, 1,298 square feet of living space and a 0.09-acre lot.

When was 438 River St, North Adams, MA built?

438 River St, North Adams, MA was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 438 River St, North Adams, MA?

438 River St, North Adams, MA is assigned to Brayton Elementary School (elementary); Drury High School (middle), rated D. All sit in North Adams School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 438 River St, North Adams, MA compare to other homes in North Adams 01247?

Among the 4,728 homes in North Adams 01247, it is worth more than 44% of them ($244,274 against a typical $253,899), its price per square foot is higher than 61% of them ($188 against a typical $174), it is bigger than 26% of them (1,298 ft² against a typical 1,636 ft²), its lot is bigger than 5% of them (3,720 ft² against a typical 0.29 ac) and it is newer than 48% of them (1900 against a typical 1917). Measured against all of Berkshire County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 438 River St, North Adams, MA?

The 2025 property tax bill for 438 River St, North Adams, MA was $2,882. The county assessed it at $172,500.

More homes on River St

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Assigned schools

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