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Single Family ResidenceResidential
$140,472$102 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $103,000 on Apr 26, 2023

44 RIVER ST

HOOSICK FALLS, NY 12090
3
Beds
1.5
Baths
1,382 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$140K
$133K low$148K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$103,000 · Apr 26, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$40,562
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$32,450
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$99,910
UNITED WHOLESALE MORTGAGE · P · recorded Apr 26, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,564 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$130,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$122,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$128,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$134,715

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
48
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyRENSSELAER
Lot (acres)The size of the land the home sits on, from county records.0.15
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Hoosick Falls High SchoolC
High · Grades 9–12 · 1.5 mi
E
Hoosick Falls Elementary SchoolC
Elementary · Grades PK–4 · 1.5 mi
M
Hoosick Falls Middle SchoolC+
Middle · Grades 5–8 · 1.5 mi

District: Hoosick Falls Central School District

Neighborhood · ZIP 12090These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,449
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.113 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,101
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,013
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

44 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Rensselaer County
  • Costs less per square foot than 96% of homes in Rensselaer County
  • Smaller than 70% of homes in Hoosick Falls 12090
  • Has a smaller lot than 86% of homes in Hoosick Falls 12090
  • Older than 91% of homes in Rensselaer County

What homes are worth in Hoosick Falls 12090

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$507K

This home is worth more than 17% of homes in Hoosick Falls 12090.

How it measures up in Hoosick Falls 12090

The dot is this home. The mark in the middle is the typical home in Hoosick Falls 12090.

Estimated value$140,472
CheaperTypical $211,479Pricier

Pricier than 17% of homes nearby

Price per ft²$102
CheaperTypical $137Pricier

Pricier than 26% of homes nearby

Living area1,382 ft²
SmallerTypical 1,682 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.15 ac
SmallerTypical 0.64 acBigger

Bigger than 14% of homes nearby

Year built1880
OlderTypical 1949Newer

Newer than 27% of homes nearby

How 44 River St ranks against every home in each area.
MeasureThis homeHoosick Falls 12090Rensselaer County
Estimated valuepricier than$140,47217% of homes4% of homes
Price per ft²pricier than$10226% of homes4% of homes
Living areabigger than1,382 ft²30% of homes32% of homes
Lot sizebigger than0.15 ac14% of homes23% of homes
Year builtnewer than188027% of homes9% of homes

About 44 River St

How much is 44 River St, Hoosick Falls, NY worth?

The TopHap Estimate for 44 River St, Hoosick Falls, NY is $140,472 as of Jul 14, 2026. The likely range is $132,844 to $148,100. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 44 River St, Hoosick Falls, NY last sell?

44 River St, Hoosick Falls, NY last sold on Apr 26, 2023 for $103,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 44 River St, Hoosick Falls, NY?

44 River St, Hoosick Falls, NY has 3 bedrooms, 1.5 bathrooms, 1,382 square feet of living space and a 0.15-acre lot.

When was 44 River St, Hoosick Falls, NY built?

44 River St, Hoosick Falls, NY was built in 1880, making it 146 years old. It is a traditional/old home. The building has 1 story.

What schools serve 44 River St, Hoosick Falls, NY?

44 River St, Hoosick Falls, NY is assigned to Hoosick Falls High School (high), rated C; Hoosick Falls Elementary School (elementary), rated C; Hoosick Falls Middle School (middle), rated C+. All sit in Hoosick Falls Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 44 River St, Hoosick Falls, NY compare to other homes in Hoosick Falls 12090?

Among the 2,192 homes in Hoosick Falls 12090, it is worth more than 17% of them ($140,472 against a typical $211,479), its price per square foot is higher than 26% of them ($102 against a typical $137), it is bigger than 30% of them (1,382 ft² against a typical 1,682 ft²), its lot is bigger than 14% of them (0.15 ac against a typical 0.64 ac) and it is newer than 27% of them (1880 against a typical 1949). Measured against all of Rensselaer County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 44 River St, Hoosick Falls, NY?

The 2025 property tax bill for 44 River St, Hoosick Falls, NY was $3,564. The county assessed it at $130,000.

More homes on River St

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Assigned schools

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