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Single Family ResidenceResidential
$186,232$123 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $164,300 on Nov 8, 2024

49 RIVER ST

HOOSICK FALLS, NY 12090
3
Beds
2
Baths
1,517 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,485 ft²
Lot SizeThe size of the land the home sits on, from county records.
1870
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$186K
$153K low$219K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$164,300 · Nov 8, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$24,909
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$19,927
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.87%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$161,323
US MORTGAGE CORP · E · recorded Nov 8, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,872 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$97,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$91,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$97,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$100,518

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyRENSSELAER
Lot (acres)The size of the land the home sits on, from county records.0.08
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Hoosick Falls High SchoolC
High · Grades 9–12 · 1.6 mi
E
Hoosick Falls Elementary SchoolC
Elementary · Grades PK–4 · 1.6 mi
M
Hoosick Falls Middle SchoolC+
Middle · Grades 5–8 · 1.6 mi

District: Hoosick Falls Central School District

Neighborhood · ZIP 12090These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,449
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.113 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,101
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,013
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

49 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Rensselaer County
  • Costs less per square foot than 92% of homes in Rensselaer County
  • Has a smaller lot than 97% of homes in Hoosick Falls 12090
  • Older than 94% of homes in Rensselaer County

What homes are worth in Hoosick Falls 12090

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$515K

This home is worth more than 38% of homes in Hoosick Falls 12090.

How it measures up in Hoosick Falls 12090

The dot is this home. The mark in the middle is the typical home in Hoosick Falls 12090.

Estimated value$186,232
CheaperTypical $211,238Pricier

Pricier than 38% of homes nearby

Price per ft²$123
CheaperTypical $137Pricier

Pricier than 41% of homes nearby

Living area1,517 ft²
SmallerTypical 1,684 ft²Bigger

Bigger than 39% of homes nearby

Lot size3,485 ft²
SmallerTypical 0.64 acBigger

Bigger than 3% of homes nearby

Year built1870
OlderTypical 1949Newer

Newer than 17% of homes nearby

How 49 River St ranks against every home in each area.
MeasureThis homeHoosick Falls 12090Rensselaer County
Estimated valuepricier than$186,23238% of homes10% of homes
Price per ft²pricier than$12341% of homes8% of homes
Living areabigger than1,517 ft²39% of homes41% of homes
Lot sizebigger than3,485 ft²3% of homes10% of homes
Year builtnewer than187017% of homes6% of homes

About 49 River St

How much is 49 River St, Hoosick Falls, NY worth?

The TopHap Estimate for 49 River St, Hoosick Falls, NY is $186,232 as of Jul 14, 2026. The likely range is $153,085 to $219,379. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 49 River St, Hoosick Falls, NY last sell?

49 River St, Hoosick Falls, NY last sold on Nov 8, 2024 for $164,300, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 49 River St, Hoosick Falls, NY?

49 River St, Hoosick Falls, NY has 3 bedrooms, 2 bathrooms, 1,517 square feet of living space and a 0.08-acre lot.

When was 49 River St, Hoosick Falls, NY built?

49 River St, Hoosick Falls, NY was built in 1870, making it 156 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 49 River St, Hoosick Falls, NY?

49 River St, Hoosick Falls, NY is assigned to Hoosick Falls High School (high), rated C; Hoosick Falls Elementary School (elementary), rated C; Hoosick Falls Middle School (middle), rated C+. All sit in Hoosick Falls Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 49 River St, Hoosick Falls, NY compare to other homes in Hoosick Falls 12090?

Among the 2,192 homes in Hoosick Falls 12090, it is worth more than 38% of them ($186,232 against a typical $211,238), its price per square foot is higher than 41% of them ($123 against a typical $137), it is bigger than 39% of them (1,517 ft² against a typical 1,684 ft²), its lot is bigger than 3% of them (3,485 ft² against a typical 0.64 ac) and it is newer than 17% of them (1870 against a typical 1949). Measured against all of Rensselaer County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 49 River St, Hoosick Falls, NY?

The 2025 property tax bill for 49 River St, Hoosick Falls, NY was $2,872. The county assessed it at $97,000.

More homes on River St

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Assigned schools

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