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Manufactured, Modular, Pre-Fabricated HomesResidential
Last sold for $280,000 on Dec 12, 2016

440 RIDGEWAY DR

FLAT ROCK, NC 28731
3
Baths
3,385 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.24 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$280,000 · Dec 12, 2016
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$256,800
ROCKET MORTGAGE LLC · recorded Sep 2, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,000
BRANCH BK&TR

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,364 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$421,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$62,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$359,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$421,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$421,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Manufactured, Modular, Pre-Fabricated Homes
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountyHENDERSON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.3.24
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Porch · 96 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Upward Elementary SchoolB-
Elementary · Grades PK–5 · 1.4 mi
H
East Henderson High SchoolB-
High · Grades 9–12 · 2.6 mi
M
Flat Rock Middle SchoolB
Middle · Grades 6–8 · 2.6 mi

District: Henderson County Schools

Neighborhood · ZIP 28731These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.11,192
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.401 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,204
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,508
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

440 Ridgeway Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 93% of homes in Henderson County
  • Has a bigger lot than 89% of homes in Flat Rock 28731
  • Newer than 84% of homes in Henderson County

How it measures up in Flat Rock 28731

The dot is this home. The mark in the middle is the typical home in Flat Rock 28731.

Living area3,385 ft²
SmallerTypical 1,852 ft²Bigger

Bigger than 86% of homes nearby

Lot size3.24 ac
SmallerTypical 0.88 acBigger

Bigger than 89% of homes nearby

Year built2009
OlderTypical 1995Newer

Newer than 83% of homes nearby

How 440 Ridgeway Dr ranks against every home in each area.
MeasureThis homeFlat Rock 28731Henderson County
Living areabigger than3,385 ft²86% of homes93% of homes
Lot sizebigger than3.24 ac89% of homes89% of homes
Year builtnewer than200983% of homes84% of homes

About 440 Ridgeway Dr

When did 440 Ridgeway Dr, Flat Rock, NC last sell?

440 Ridgeway Dr, Flat Rock, NC last sold on Dec 12, 2016 for $280,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 440 Ridgeway Dr, Flat Rock, NC?

440 Ridgeway Dr, Flat Rock, NC has 3 bathrooms, 3,385 square feet of living space and a 3.24-acre lot.

When was 440 Ridgeway Dr, Flat Rock, NC built?

440 Ridgeway Dr, Flat Rock, NC was built in 2009, making it 17 years old. It is a modular home. The building has 1 story.

What schools serve 440 Ridgeway Dr, Flat Rock, NC?

440 Ridgeway Dr, Flat Rock, NC is assigned to Upward Elementary School (elementary), rated B-; East Henderson High School (high), rated B-; Flat Rock Middle School (middle), rated B. All sit in Henderson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 440 Ridgeway Dr, Flat Rock, NC compare to other homes in Flat Rock 28731?

Among the 4,347 homes in Flat Rock 28731, it is bigger than 86% of them (3,385 ft² against a typical 1,852 ft²), its lot is bigger than 89% of them (3.24 ac against a typical 0.88 ac) and it is newer than 83% of them (2009 against a typical 1995). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 440 Ridgeway Dr, Flat Rock, NC?

The 2025 property tax bill for 440 Ridgeway Dr, Flat Rock, NC was $2,364. The county assessed it at $421,400.

More homes on Ridgeway Dr

Closest homes

More homes in Flat Rock 28731

Assigned schools

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