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Single Family ResidenceResidential
$126,031$153 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $122,000 on Mar 6, 2026

45 RICHARDS DR

FORT MADISON, IA 52627
2
Beds
1
Baths
825 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1951
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$126K
$118K low$134K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$122,000 · Mar 6, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$8,431
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$6,745
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.95%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$117,600
NEW AMERICAN FUNDING · recorded Mar 6, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,508 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$93,230 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,880
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$83,350
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$85,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$93,230

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLEE
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fort Madison Elementary School
Elementary · Grades PK–6 · 0.9 mi
M
Fort Madison Junior/Senior High SchoolC-
Middle · Grades 7–12 · 1.0 mi

District: Fort Madison Community School District

Neighborhood · ZIP 52627These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,784
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.179 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,735
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,836
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Richards Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 84% of homes in Fort Madison 52627
  • Smaller than 93% of homes in Lee County
  • Has a smaller lot than 85% of homes in Lee County

What homes are worth in Fort Madison 52627

Each bar is how many homes fall in that price range. The marker is this home.

This home
$28K$483K

This home is worth more than 59% of homes in Fort Madison 52627.

How it measures up in Fort Madison 52627

The dot is this home. The mark in the middle is the typical home in Fort Madison 52627.

Estimated value$126,031
CheaperTypical $105,862Pricier

Pricier than 59% of homes nearby

Price per ft²$153
CheaperTypical $85Pricier

Pricier than 84% of homes nearby

Living area825 ft²
SmallerTypical 1,288 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.15 ac
SmallerTypical 0.18 acBigger

Bigger than 23% of homes nearby

Year built1951
OlderTypical 1940Newer

Newer than 59% of homes nearby

How 45 Richards Dr ranks against every home in each area.
MeasureThis homeFort Madison 52627Lee County
Estimated valuepricier than$126,03159% of homes52% of homes
Price per ft²pricier than$15384% of homes81% of homes
Living areabigger than825 ft²9% of homes7% of homes
Lot sizebigger than0.15 ac23% of homes15% of homes
Year builtnewer than195159% of homes51% of homes

About 45 Richards Dr

How much is 45 Richards Dr, Fort Madison, IA worth?

The TopHap Estimate for 45 Richards Dr, Fort Madison, IA is $126,031 as of Jul 14, 2026. The likely range is $117,998 to $134,064. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Richards Dr, Fort Madison, IA last sell?

45 Richards Dr, Fort Madison, IA last sold on Mar 6, 2026 for $122,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 45 Richards Dr, Fort Madison, IA?

45 Richards Dr, Fort Madison, IA has 2 bedrooms, 1 bathrooms, 825 square feet of living space and a 0.15-acre lot.

When was 45 Richards Dr, Fort Madison, IA built?

45 Richards Dr, Fort Madison, IA was built in 1951, making it 75 years old. The building has 1 story.

What schools serve 45 Richards Dr, Fort Madison, IA?

45 Richards Dr, Fort Madison, IA is assigned to Fort Madison Elementary School (elementary); Fort Madison Junior/Senior High School (middle), rated C-. All sit in Fort Madison Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Richards Dr, Fort Madison, IA compare to other homes in Fort Madison 52627?

Among the 5,153 homes in Fort Madison 52627, it is worth more than 59% of them ($126,031 against a typical $105,862), its price per square foot is higher than 84% of them ($153 against a typical $85), it is bigger than 9% of them (825 ft² against a typical 1,288 ft²), its lot is bigger than 23% of them (0.15 ac against a typical 0.18 ac) and it is newer than 59% of them (1951 against a typical 1940). Measured against all of Lee County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Richards Dr, Fort Madison, IA?

The 2025 property tax bill for 45 Richards Dr, Fort Madison, IA was $1,508. The county assessed it at $93,230.

More homes on Richards Dr

Closest homes

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Assigned schools

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See this home in context

Open 45 Richards Dron TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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