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Single Family ResidenceResidential
$329,900$258 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4531 ROCKY RIVER RD

CONCORD, NC 28027
3
Beds
1.5
Baths
1,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$330K
$263K low$397K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$314,900
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$251,920
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.7%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,000
SUNTRUST BK · recorded Mar 22, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,470 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$209,710 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$149,710
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$209,710

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCABARRUS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.47
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Porch · 85 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rocky River Elementary SchoolB
Elementary · Grades PK–5 · 0.8 mi
M
J. N. Fries Middle SchoolC+
Middle · Grades 6–8 · 0.9 mi
H
Central Cabarrus High SchoolC-
High · Grades 9–12 · 1.0 mi

District: Cabarrus County Schools

Neighborhood · ZIP 28027These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.83,691
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,193 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,698
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,907
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4531 Rocky River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Concord 28027
  • Costs more per square foot than 88% of homes in Cabarrus County
  • Smaller than 83% of homes in Concord 28027
  • Has a bigger lot than 76% of homes in Concord 28027
  • Older than 87% of homes in Concord 28027

What homes are worth in Concord 28027

Each bar is how many homes fall in that price range. The marker is this home.

This home
$139K$1M

This home is worth more than 29% of homes in Concord 28027.

How it measures up in Concord 28027

The dot is this home. The mark in the middle is the typical home in Concord 28027.

Estimated value$329,900
CheaperTypical $421,046Pricier

Pricier than 29% of homes nearby

Price per ft²$258
CheaperTypical $208Pricier

Pricier than 85% of homes nearby

Living area1,280 ft²
SmallerTypical 1,983 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.47 ac
SmallerTypical 0.25 acBigger

Bigger than 76% of homes nearby

Year built1965
OlderTypical 2001Newer

Newer than 13% of homes nearby

How 4531 Rocky River Rd ranks against every home in each area.
MeasureThis homeConcord 28027Cabarrus County
Estimated valuepricier than$329,90029% of homes39% of homes
Price per ft²pricier than$25885% of homes88% of homes
Living areabigger than1,280 ft²17% of homes20% of homes
Lot sizebigger than0.47 ac76% of homes67% of homes
Year builtnewer than196513% of homes21% of homes

About 4531 Rocky River Rd

How much is 4531 Rocky River Rd, Concord, NC worth?

The TopHap Estimate for 4531 Rocky River Rd, Concord, NC is $329,900 as of Jul 14, 2026. The likely range is $263,152 to $396,648. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4531 Rocky River Rd, Concord, NC last sell?

4531 Rocky River Rd, Concord, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4531 Rocky River Rd, Concord, NC?

4531 Rocky River Rd, Concord, NC has 3 bedrooms, 1.5 bathrooms, 1,280 square feet of living space and a 0.47-acre lot.

When was 4531 Rocky River Rd, Concord, NC built?

4531 Rocky River Rd, Concord, NC was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 4531 Rocky River Rd, Concord, NC?

4531 Rocky River Rd, Concord, NC is assigned to Rocky River Elementary School (elementary), rated B; J. N. Fries Middle School (middle), rated C+; Central Cabarrus High School (high), rated C-. All sit in Cabarrus County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4531 Rocky River Rd, Concord, NC compare to other homes in Concord 28027?

Among the 25,052 homes in Concord 28027, it is worth more than 29% of them ($329,900 against a typical $421,046), its price per square foot is higher than 85% of them ($258 against a typical $208), it is bigger than 17% of them (1,280 ft² against a typical 1,983 ft²), its lot is bigger than 76% of them (0.47 ac against a typical 0.25 ac) and it is newer than 13% of them (1965 against a typical 2001). Measured against all of Cabarrus County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4531 Rocky River Rd, Concord, NC?

The 2025 property tax bill for 4531 Rocky River Rd, Concord, NC was $1,470. The county assessed it at $209,710.

More homes on Rocky River Rd

Closest homes

More homes in Concord 28027

Assigned schools

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