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CondominiumResidential
$222,141$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $220,000 on Jun 29, 2026

454 COTTAGE CIR

RIVER RANCH, FL 33867
2
Beds
2
Baths
1,146 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,580 ft²
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.

Valuation

$222K
$202K low$242K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$220,000 · Jun 29, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$222,141
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$177,713

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,530 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$195,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$194,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$205,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$195,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.0.04
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 402 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Frostproof Middle/Senior High SchoolD
Middle · Grades 6–12 · 21.0 mi
E
Ben Hill Griffin Jr. Elementary SchoolC-
Elementary · Grades PK–5 · 21.1 mi

District: Polk County School District

Neighborhood · ZIP 33867These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.171
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.227
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.40%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.1.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.8
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,435
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,630
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

454 Cottage Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in River Ranch 33867
  • Costs less per square foot than 96% of homes in River Ranch 33867
  • Among the largest homes in River Ranch 33867
  • Has a smaller lot than 97% of homes in Polk County
  • Older than 85% of homes in Polk County

What homes are worth in River Ranch 33867

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$244K

This home is worth more than 93% of homes in River Ranch 33867.

How it measures up in River Ranch 33867

The dot is this home. The mark in the middle is the typical home in River Ranch 33867.

Estimated value$222,141
CheaperTypical $111,551Pricier

Pricier than 93% of homes nearby

Price per ft²$194
CheaperTypical $235Pricier

Pricier than 4% of homes nearby

Living area1,146 ft²
SmallerTypical 435 ft²Bigger

Bigger than almost all homes nearby

Lot size1,580 ft²
SmallerTypical 348 ft²Bigger

Bigger than 63% of homes nearby

Year built1966
OlderTypical 1984Newer

Newer than 49% of homes nearby

How 454 Cottage Cir ranks against every home in each area.
MeasureThis homeRiver Ranch 33867Polk County
Estimated valuepricier than$222,14193% of homes21% of homes
Price per ft²pricier than$1944% of homes72% of homes
Living areabigger than1,146 ft²almost all homes19% of homes
Lot sizebigger than1,580 ft²63% of homes3% of homes
Year builtnewer than196649% of homes15% of homes

About 454 Cottage Cir

How much is 454 Cottage Cir, River Ranch, FL worth?

The TopHap Estimate for 454 Cottage Cir, River Ranch, FL is $222,141 as of Jul 14, 2026. The likely range is $201,892 to $242,390. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 454 Cottage Cir, River Ranch, FL last sell?

454 Cottage Cir, River Ranch, FL last sold on Jun 29, 2026 for $220,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 454 Cottage Cir, River Ranch, FL?

454 Cottage Cir, River Ranch, FL has 2 bedrooms, 2 bathrooms, 1,146 square feet of living space and a 0.04-acre lot.

When was 454 Cottage Cir, River Ranch, FL built?

454 Cottage Cir, River Ranch, FL was built in 1966, making it 60 years old. It is a condo/apartment home.

What schools serve 454 Cottage Cir, River Ranch, FL?

454 Cottage Cir, River Ranch, FL is assigned to Frostproof Middle/Senior High School (middle), rated D; Ben Hill Griffin Jr. Elementary School (elementary), rated C-. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 454 Cottage Cir, River Ranch, FL compare to other homes in River Ranch 33867?

Among the 268 homes in River Ranch 33867, it is worth more than 93% of them ($222,141 against a typical $111,551), its price per square foot is higher than 4% of them ($194 against a typical $235), it is bigger than almost all of them (1,146 ft² against a typical 435 ft²), its lot is bigger than 63% of them (1,580 ft² against a typical 348 ft²) and it is newer than 49% of them (1966 against a typical 1984). Measured against all of Polk County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 454 Cottage Cir, River Ranch, FL?

The 2025 property tax bill for 454 Cottage Cir, River Ranch, FL was $2,530. The county assessed it at $195,000.

More homes on Cottage Cir

Closest homes

More homes in River Ranch 33867

Assigned schools

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