Skip to content
Skip to content
TopHapOpen in map
TownhouseResidential
$598,244$432 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $179,191 on Dec 27, 2022

46431 ROSE RIVER TER

STERLING, VA 20164
2
Beds
2
Baths
1,386 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,485 ft²
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$598K
$545K low$652K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$179,191 · Dec 27, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$424,429
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$339,543
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.29%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$173,815
FAIRWAY INDEPENDENT MORTGAGE CORPOR · recorded Dec 27, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,543 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$191,730 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,170
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$172,560
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$186,540
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$191,730

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
34
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
CountyLoudoun
Lot (acres)The size of the land the home sits on, from county records.0.08
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Park View High SchoolF
High · Grades 9–12 · 0.5 mi
E
Sterling Elementary SchoolC-
Elementary · Grades KG–5 · 0.8 mi
M
Sterling Middle SchoolF
Middle · Grades 6–8 · 1.4 mi

District: Loudoun County Public Schools

Neighborhood · ZIP 20164These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.44,608
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,821 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$120,134
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$148,041
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

46431 Rose River Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Loudoun County
  • Costs more per square foot than 89% of homes in Loudoun County
  • Smaller than 88% of homes in Loudoun County
  • Has a smaller lot than 74% of homes in Sterling 20164
  • Newer than 97% of homes in Loudoun County

What homes are worth in Sterling 20164

Each bar is how many homes fall in that price range. The marker is this home.

This home
$305K$950K

This home is worth more than 52% of homes in Sterling 20164.

How it measures up in Sterling 20164

The dot is this home. The mark in the middle is the typical home in Sterling 20164.

Estimated value$598,244
CheaperTypical $591,707Pricier

Pricier than 52% of homes nearby

Price per ft²$432
CheaperTypical $355Pricier

Pricier than 78% of homes nearby

Living area1,386 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 41% of homes nearby

Lot size3,485 ft²
SmallerTypical 0.19 acBigger

Bigger than 26% of homes nearby

Year built2022
OlderTypical 1977Newer

Newer than 96% of homes nearby

How 46431 Rose River Ter ranks against every home in each area.
MeasureThis homeSterling 20164Loudoun County
Estimated valuepricier than$598,24452% of homes23% of homes
Price per ft²pricier than$43278% of homes89% of homes
Living areabigger than1,386 ft²41% of homes12% of homes
Lot sizebigger than3,485 ft²26% of homes32% of homes
Year builtnewer than202296% of homes97% of homes

About 46431 Rose River Ter

How much is 46431 Rose River Ter, Sterling, VA worth?

The TopHap Estimate for 46431 Rose River Ter, Sterling, VA is $598,244 as of Jul 14, 2026. The likely range is $544,733 to $651,755. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 46431 Rose River Ter, Sterling, VA last sell?

46431 Rose River Ter, Sterling, VA last sold on Dec 27, 2022 for $179,191, according to the county's recorded deed.

How big is 46431 Rose River Ter, Sterling, VA?

46431 Rose River Ter, Sterling, VA has 2 bedrooms, 2 bathrooms, 1,386 square feet of living space and a 0.08-acre lot.

When was 46431 Rose River Ter, Sterling, VA built?

46431 Rose River Ter, Sterling, VA was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 46431 Rose River Ter, Sterling, VA?

46431 Rose River Ter, Sterling, VA is assigned to Park View High School (high), rated F; Sterling Elementary School (elementary), rated C-; Sterling Middle School (middle), rated F. All sit in Loudoun County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 46431 Rose River Ter, Sterling, VA compare to other homes in Sterling 20164?

Among the 12,134 homes in Sterling 20164, it is worth more than 52% of them ($598,244 against a typical $591,707), its price per square foot is higher than 78% of them ($432 against a typical $355), it is bigger than 41% of them (1,386 ft² against a typical 1,540 ft²), its lot is bigger than 26% of them (3,485 ft² against a typical 0.19 ac) and it is newer than 96% of them (2022 against a typical 1977). Measured against all of Loudoun County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 46431 Rose River Ter, Sterling, VA?

The 2025 property tax bill for 46431 Rose River Ter, Sterling, VA was $1,543. The county assessed it at $191,730.

More homes on Rose River Ter

Closest homes

More homes in Sterling 20164

Assigned schools

Explore the area

See this home in context

Open 46431 Rose River Ter on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map