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Single Family ResidenceResidential
$951,743$202 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $984,200 on Apr 30, 2026

4709 RIVER RIDGE DR

INDIANAPOLIS, IN 46240
4
Beds
3.5
Baths
4,721 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$952K
$756K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$984,200 · Apr 30, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$211,743
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$169,394
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$740,000
CROSSCOUNTRY MORTGAGE · 8.38% 1 · recorded Apr 30, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,266 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$555,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$90,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$465,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$551,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$555,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMARION
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.0.27
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Extra Front

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
North Central High SchoolB+
High · Grades 9–12 · 2.3 mi
E
Nora Elementary SchoolC+
Elementary · Grades KG–5 · 2.9 mi
M
Eastwood Middle SchoolB-
Middle · Grades 6–8 · 3.8 mi

District: Washington Township Metropolitan School District

Neighborhood · ZIP 46240These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.20,973
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,964 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,793
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,859
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4709 River Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Keystone at the Crossing
  • Costs more per square foot than 87% of homes in Marion County
  • Among the largest homes in Marion County
  • Has a bigger lot than 85% of homes in Keystone at the Crossing
  • Newer than 94% of homes in Indianapolis 46240

What homes are worth in Indianapolis 46240

Each bar is how many homes fall in that price range. The marker is this home.

This home
$148K$1.8M

This home is worth more than 93% of homes in Indianapolis 46240.

How it measures up in Indianapolis 46240

The dot is this home. The mark in the middle is the typical home in Indianapolis 46240.

Estimated value$951,743
CheaperTypical $345,697Pricier

Pricier than 93% of homes nearby

Price per ft²$202
CheaperTypical $195Pricier

Pricier than 56% of homes nearby

Living area4,721 ft²
SmallerTypical 1,795 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.26 ac
SmallerTypical 0.37 acBigger

Bigger than 37% of homes nearby

Year built1999
OlderTypical 1960Newer

Newer than 94% of homes nearby

How 4709 River Ridge Dr ranks against every home in each area.
MeasureThis homeKeystone at the CrossingIndianapolis 46240Marion County
Estimated valuepricier than$951,743almost all homes93% of homesalmost all homes
Price per ft²pricier than$20256% of homes56% of homes87% of homes
Living areabigger than4,721 ft²98% of homes96% of homesalmost all homes
Lot sizebigger than0.26 ac85% of homes37% of homes67% of homes
Year builtnewer than199945% of homes94% of homes84% of homes

About 4709 River Ridge Dr

How much is 4709 River Ridge Dr, Indianapolis, IN worth?

The TopHap Estimate for 4709 River Ridge Dr, Indianapolis, IN is $951,743 as of Jul 14, 2026. The likely range is $755,720 to $1,147,766. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4709 River Ridge Dr, Indianapolis, IN last sell?

4709 River Ridge Dr, Indianapolis, IN last sold on Apr 30, 2026 for $984,200, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 4709 River Ridge Dr, Indianapolis, IN?

4709 River Ridge Dr, Indianapolis, IN has 4 bedrooms, 3.5 bathrooms, 4,721 square feet of living space and a 0.27-acre lot.

When was 4709 River Ridge Dr, Indianapolis, IN built?

4709 River Ridge Dr, Indianapolis, IN was built in 1999, making it 27 years old. The building has 2 stories.

What schools serve 4709 River Ridge Dr, Indianapolis, IN?

4709 River Ridge Dr, Indianapolis, IN is assigned to North Central High School (high), rated B+; Nora Elementary School (elementary), rated C+; Eastwood Middle School (middle), rated B-. All sit in Washington Township Metropolitan School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4709 River Ridge Dr, Indianapolis, IN compare to other homes in Indianapolis 46240?

Among the 5,826 homes in Indianapolis 46240, it is worth more than 93% of them ($951,743 against a typical $345,697), its price per square foot is higher than 56% of them ($202 against a typical $195), it is bigger than 96% of them (4,721 ft² against a typical 1,795 ft²), its lot is bigger than 37% of them (0.26 ac against a typical 0.37 ac) and it is newer than 94% of them (1999 against a typical 1960). Measured against all of Marion County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4709 River Ridge Dr, Indianapolis, IN?

The 2025 property tax bill for 4709 River Ridge Dr, Indianapolis, IN was $7,266. The county assessed it at $555,400.

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