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Single Family ResidenceResidential
$640,653$334 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $435,000 on Sep 15, 2004

48 RIDGE RD

RIDGE, NY 11961
4
Beds
2
Baths
1,917 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$641K
$613K low$669K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$435,000 · Sep 15, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$340,653
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$272,522
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
ISLAND FCU · R · recorded Mar 4, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,765 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,125 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$350
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,775
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$651,042

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySUFFOLK
HeatingThe type of heating system in the home.Radiant
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 11961These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.12,583
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.786 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,798
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,002
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Ridge 11961
  • Costs less per square foot than 80% of homes in Suffolk County
  • Bigger than 87% of homes in Ridge 11961
  • Among the largest lots in Ridge 11961
  • Newer than 92% of homes in Ridge 11961

What homes are worth in Ridge 11961

Each bar is how many homes fall in that price range. The marker is this home.

This home
$247K$904K

This home is worth more than 82% of homes in Ridge 11961.

How it measures up in Ridge 11961

The dot is this home. The mark in the middle is the typical home in Ridge 11961.

Estimated value$640,653
CheaperTypical $510,545Pricier

Pricier than 82% of homes nearby

Price per ft²$334
CheaperTypical $359Pricier

Pricier than 32% of homes nearby

Living area1,917 ft²
SmallerTypical 1,308 ft²Bigger

Bigger than 87% of homes nearby

Lot size2 ac
SmallerTypical 0.14 acBigger

Bigger than almost all homes nearby

Year built1997
OlderTypical 1977Newer

Newer than 92% of homes nearby

How 48 Ridge Rd ranks against every home in each area.
MeasureThis homeRidge 11961Suffolk County
Estimated valuepricier than$640,65382% of homes38% of homes
Price per ft²pricier than$33432% of homes20% of homes
Living areabigger than1,917 ft²87% of homes62% of homes
Lot sizebigger than2 acalmost all homes98% of homes
Year builtnewer than199792% of homes85% of homes

About 48 Ridge Rd

How much is 48 Ridge Rd, Ridge, NY worth?

The TopHap Estimate for 48 Ridge Rd, Ridge, NY is $640,653 as of Jul 14, 2026. The likely range is $612,546 to $668,760. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48 Ridge Rd, Ridge, NY last sell?

48 Ridge Rd, Ridge, NY last sold on Sep 15, 2004 for $435,000, according to the county's recorded deed.

How big is 48 Ridge Rd, Ridge, NY?

48 Ridge Rd, Ridge, NY has 4 bedrooms, 2 bathrooms and 1,917 square feet of living space.

When was 48 Ridge Rd, Ridge, NY built?

48 Ridge Rd, Ridge, NY was built in 1997, making it 29 years old. It is a colonial home. The building has 2 stories.

How does 48 Ridge Rd, Ridge, NY compare to other homes in Ridge 11961?

Among the 6,063 homes in Ridge 11961, it is worth more than 82% of them ($640,653 against a typical $510,545), its price per square foot is higher than 32% of them ($334 against a typical $359), it is bigger than 87% of them (1,917 ft² against a typical 1,308 ft²), its lot is bigger than almost all of them (2 ac against a typical 0.14 ac) and it is newer than 92% of them (1997 against a typical 1977). Measured against all of Suffolk County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48 Ridge Rd, Ridge, NY?

The 2024 property tax bill for 48 Ridge Rd, Ridge, NY was $12,765. The county assessed it at $3,125.

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