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Rural ResidenceResidential
$620,804$236 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $22,500 on Oct 2, 1996

48075 RUBEN RIVERS RD

EARLSBORO, OK 74840
3
Beds
2
Baths
2,629 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
25 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$621K
$513K low$729K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$22,500 · Oct 2, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$435,804
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$348,643
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$185,000
VISION BANK NA · recorded Sep 13, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,326 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,437 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$905
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$29,532
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$29,550
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$378,202

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.52 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyPottawatomie
Lot (acres)The size of the land the home sits on, from county records.25.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 96 ft²Porch · 650 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Earlsboro High SchoolF
High · Grades 9–12 · 2.7 mi
E
Earlsboro Elementary SchoolC
Elementary · Grades PK–8 · 2.7 mi

District: Earlsboro Public Schools

Neighborhood · ZIP 74840These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,946
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.44 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,622
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,695
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48075 Ruben Rivers Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Pottawatomie County
  • Costs more per square foot than 95% of homes in Pottawatomie County
  • Bigger than 95% of homes in Earlsboro 74840
  • Has a bigger lot than 92% of homes in Pottawatomie County
  • Newer than 82% of homes in Pottawatomie County

What homes are worth in Earlsboro 74840

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$803K

This home is worth more than 94% of homes in Earlsboro 74840.

How it measures up in Earlsboro 74840

The dot is this home. The mark in the middle is the typical home in Earlsboro 74840.

Estimated value$620,804
CheaperTypical $211,673Pricier

Pricier than 94% of homes nearby

Price per ft²$236
CheaperTypical $140Pricier

Pricier than 85% of homes nearby

Living area2,629 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 95% of homes nearby

Lot size25 ac
SmallerTypical 5 acBigger

Bigger than 78% of homes nearby

Year built2004
OlderTypical 1984Newer

Newer than 76% of homes nearby

How 48075 Ruben Rivers Rd ranks against every home in each area.
MeasureThis homeEarlsboro 74840Pottawatomie County
Estimated valuepricier than$620,80494% of homes98% of homes
Price per ft²pricier than$23685% of homes95% of homes
Living areabigger than2,629 ft²95% of homes93% of homes
Lot sizebigger than25 ac78% of homes92% of homes
Year builtnewer than200476% of homes82% of homes

About 48075 Ruben Rivers Rd

How much is 48075 Ruben Rivers Rd, Earlsboro, OK worth?

The TopHap Estimate for 48075 Ruben Rivers Rd, Earlsboro, OK is $620,804 as of Jul 14, 2026. The likely range is $513,037 to $728,571. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48075 Ruben Rivers Rd, Earlsboro, OK last sell?

48075 Ruben Rivers Rd, Earlsboro, OK last sold on Oct 2, 1996 for $22,500, according to the county's recorded deed.

How big is 48075 Ruben Rivers Rd, Earlsboro, OK?

48075 Ruben Rivers Rd, Earlsboro, OK has 3 bedrooms, 2 bathrooms, 2,629 square feet of living space and a 25.00-acre lot.

When was 48075 Ruben Rivers Rd, Earlsboro, OK built?

48075 Ruben Rivers Rd, Earlsboro, OK was built in 2004, making it 22 years old. It is a traditional/old home. The building has 1 story.

What schools serve 48075 Ruben Rivers Rd, Earlsboro, OK?

48075 Ruben Rivers Rd, Earlsboro, OK is assigned to Earlsboro High School (high), rated F; Earlsboro Elementary School (elementary), rated C. All sit in Earlsboro Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48075 Ruben Rivers Rd, Earlsboro, OK compare to other homes in Earlsboro 74840?

Among the 671 homes in Earlsboro 74840, it is worth more than 94% of them ($620,804 against a typical $211,673), its price per square foot is higher than 85% of them ($236 against a typical $140), it is bigger than 95% of them (2,629 ft² against a typical 1,480 ft²), its lot is bigger than 78% of them (25 ac against a typical 5 ac) and it is newer than 76% of them (2004 against a typical 1984). Measured against all of Pottawatomie County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48075 Ruben Rivers Rd, Earlsboro, OK?

The 2024 property tax bill for 48075 Ruben Rivers Rd, Earlsboro, OK was $2,326. The county assessed it at $30,437.

More homes on Ruben Rivers Rd

Closest homes

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Assigned schools

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