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Single Family ResidenceResidential
$264,388$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4860 RUSTIC LN

DECATUR, IL 62521
2.5
Baths
1,889 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$264K
$236K low$293K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$109,807
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$87,846
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$111,000
ILLINOIS STATE CU · recorded Aug 2, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$43,581
UNITED EQUITY CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,116 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$83,823 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,520
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$69,303
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$76,874
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$251,494

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMACON
Lot (acres)The size of the land the home sits on, from county records.1.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 401 ft²Porch · 77 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Mt Zion High SchoolB
High · Grades 9–12 · 3.0 mi
M
Mt Zion Jr High SchoolB-
Middle · Grades 7–8 · 3.0 mi
E
McGaughey Elementary School
Elementary · Grades PK–1 · 3.7 mi

District: Mount Zion Community Unit School District 3

Neighborhood · ZIP 62521These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.32,847
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.522 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,684
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,291
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4860 Rustic Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Macon County
  • Costs more per square foot than 70% of homes in Macon County
  • Bigger than 88% of homes in Macon County
  • Has a bigger lot than 88% of homes in Decatur 62521
  • Newer than 88% of homes in Macon County

What homes are worth in Decatur 62521

Each bar is how many homes fall in that price range. The marker is this home.

This home
$32K$586K

This home is worth more than 84% of homes in Decatur 62521.

How it measures up in Decatur 62521

The dot is this home. The mark in the middle is the typical home in Decatur 62521.

Estimated value$264,388
CheaperTypical $143,321Pricier

Pricier than 84% of homes nearby

Price per ft²$140
CheaperTypical $129Pricier

Pricier than 59% of homes nearby

Living area1,889 ft²
SmallerTypical 1,287 ft²Bigger

Bigger than 83% of homes nearby

Lot size1.23 ac
SmallerTypical 0.27 acBigger

Bigger than 88% of homes nearby

Year built1994
OlderTypical 1962Newer

Newer than 87% of homes nearby

How 4860 Rustic Ln ranks against every home in each area.
MeasureThis homeDecatur 62521Macon County
Estimated valuepricier than$264,38884% of homes87% of homes
Price per ft²pricier than$14059% of homes70% of homes
Living areabigger than1,889 ft²83% of homes88% of homes
Lot sizebigger than1.23 ac88% of homes88% of homes
Year builtnewer than199487% of homes88% of homes

About 4860 Rustic Ln

How much is 4860 Rustic Ln, Decatur, IL worth?

The TopHap Estimate for 4860 Rustic Ln, Decatur, IL is $264,388 as of Jul 14, 2026. The likely range is $236,224 to $292,552. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4860 Rustic Ln, Decatur, IL last sell?

4860 Rustic Ln, Decatur, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4860 Rustic Ln, Decatur, IL?

4860 Rustic Ln, Decatur, IL has 2.5 bathrooms, 1,889 square feet of living space and a 1.23-acre lot.

When was 4860 Rustic Ln, Decatur, IL built?

4860 Rustic Ln, Decatur, IL was built in 1994, making it 32 years old. The building has 1 story.

What schools serve 4860 Rustic Ln, Decatur, IL?

4860 Rustic Ln, Decatur, IL is assigned to Mt Zion High School (high), rated B; Mt Zion Jr High School (middle), rated B-; McGaughey Elementary School (elementary). All sit in Mount Zion Community Unit School District 3. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4860 Rustic Ln, Decatur, IL compare to other homes in Decatur 62521?

Among the 14,947 homes in Decatur 62521, it is worth more than 84% of them ($264,388 against a typical $143,321), its price per square foot is higher than 59% of them ($140 against a typical $129), it is bigger than 83% of them (1,889 ft² against a typical 1,287 ft²), its lot is bigger than 88% of them (1.23 ac against a typical 0.27 ac) and it is newer than 87% of them (1994 against a typical 1962). Measured against all of Macon County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4860 Rustic Ln, Decatur, IL?

The 2025 property tax bill for 4860 Rustic Ln, Decatur, IL was $5,116. The county assessed it at $83,823.

More homes on Rustic Ln

Closest homes

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Assigned schools

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