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Single Family ResidenceResidential
$580,047$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $45,005 on Jun 14, 2023

487 ROCKY RIVER SHORES DR

ROCK ISLAND, TN 38581
2
Baths
2,618 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$580K
$534K low$626K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$45,005 · Jun 14, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$20,047
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$16,038
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$560,000
LIBERTY STATE BANK · recorded Sep 19, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,101 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$87,525 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,875
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$64,650
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$87,525
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$350,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyVAN BUREN
Lot (acres)The size of the land the home sits on, from county records.3.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²Patio · 480 ft²Porch · 1,232 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Spencer Elementary SchoolB
Elementary · Grades PK–5 · 7.7 mi
M
Van Buren County High SchoolB
Middle · Grades 6–12 · 7.8 mi

District: Van Buren County School District

Neighborhood · ZIP 38581These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,854
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,454
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

487 Rocky River Shores Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Van Buren County
  • Costs more per square foot than 81% of homes in Rock Island 38581
  • Bigger than 93% of homes in Rock Island 38581
  • Newer than 78% of homes in Rock Island 38581

What homes are worth in Rock Island 38581

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$1.2M

This home is worth more than 91% of homes in Rock Island 38581.

How it measures up in Rock Island 38581

The dot is this home. The mark in the middle is the typical home in Rock Island 38581.

Estimated value$580,047
CheaperTypical $202,985Pricier

Pricier than 91% of homes nearby

Price per ft²$222
CheaperTypical $144Pricier

Pricier than 81% of homes nearby

Living area2,618 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 93% of homes nearby

Lot size3.5 ac
SmallerTypical 2.53 acBigger

Bigger than 56% of homes nearby

Year built2000
OlderTypical 1984Newer

Newer than 78% of homes nearby

How 487 Rocky River Shores Dr ranks against every home in each area.
MeasureThis homeRock Island 38581Van Buren County
Estimated valuepricier than$580,04791% of homes93% of homes
Price per ft²pricier than$22281% of homes78% of homes
Living areabigger than2,618 ft²93% of homes93% of homes
Lot sizebigger than3.5 ac56% of homes59% of homes
Year builtnewer than200078% of homes64% of homes

About 487 Rocky River Shores Dr

How much is 487 Rocky River Shores Dr, Rock Island, TN worth?

The TopHap Estimate for 487 Rocky River Shores Dr, Rock Island, TN is $580,047 as of Jul 14, 2026. The likely range is $533,958 to $626,136. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 487 Rocky River Shores Dr, Rock Island, TN last sell?

487 Rocky River Shores Dr, Rock Island, TN last sold on Jun 14, 2023 for $45,005, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 487 Rocky River Shores Dr, Rock Island, TN?

487 Rocky River Shores Dr, Rock Island, TN has 2 bathrooms, 2,618 square feet of living space and a 3.50-acre lot.

When was 487 Rocky River Shores Dr, Rock Island, TN built?

487 Rocky River Shores Dr, Rock Island, TN was built in 2000, making it 26 years old. The building has 2 stories.

What schools serve 487 Rocky River Shores Dr, Rock Island, TN?

487 Rocky River Shores Dr, Rock Island, TN is assigned to Spencer Elementary School (elementary), rated B; Van Buren County High School (middle), rated B. All sit in Van Buren County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 487 Rocky River Shores Dr, Rock Island, TN compare to other homes in Rock Island 38581?

Among the 2,129 homes in Rock Island 38581, it is worth more than 91% of them ($580,047 against a typical $202,985), its price per square foot is higher than 81% of them ($222 against a typical $144), it is bigger than 93% of them (2,618 ft² against a typical 1,344 ft²), its lot is bigger than 56% of them (3.5 ac against a typical 2.53 ac) and it is newer than 78% of them (2000 against a typical 1984). Measured against all of Van Buren County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 487 Rocky River Shores Dr, Rock Island, TN?

The 2025 property tax bill for 487 Rocky River Shores Dr, Rock Island, TN was $2,101. The county assessed it at $87,525.

More homes on Rocky River Shores Dr

Closest homes

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Assigned schools

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See this home in context

Open 487 Rocky River Shores Dron TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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