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Single Family ResidenceResidential
$229,659$243 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $225,000 on Oct 18, 2024

495 85TH ST NW

RICE, MN 56367
2
Beds
1
Baths
944 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.52 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$230K
$182K low$277K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$225,000 · Oct 18, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$15,909
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$12,727
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$213,750
CENTRAL MINNESOTA CU · recorded Oct 18, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,944 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$224,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$76,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$148,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$214,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$224,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBENTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1982
Lot (acres)The size of the land the home sits on, from county records.0.52
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rice Elementary SchoolB+
Elementary · Grades EE–5 · 4.9 mi
H
Sauk Rapids-Rice High SchoolB-
High · Grades 9–12 · 6.1 mi
M
Sauk Rapids-Rice Middle SchoolC
Middle · Grades 6–8 · 6.9 mi

District: Sauk Rapids-Rice Public Schools

Neighborhood · ZIP 56367These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.7,720
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,648
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,173
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

495 85th St Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 89% of homes in Benton County
  • Smaller than 90% of homes in Rice 56367
  • Older than 90% of homes in Rice 56367

What homes are worth in Rice 56367

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$657K

This home is worth more than 46% of homes in Rice 56367.

How it measures up in Rice 56367

The dot is this home. The mark in the middle is the typical home in Rice 56367.

Estimated value$229,659
CheaperTypical $243,553Pricier

Pricier than 46% of homes nearby

Price per ft²$243
CheaperTypical $180Pricier

Pricier than 83% of homes nearby

Living area944 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.52 ac
SmallerTypical 0.87 acBigger

Bigger than 40% of homes nearby

Year built1958
OlderTypical 1993Newer

Newer than 10% of homes nearby

How 495 85th St Nw ranks against every home in each area.
MeasureThis homeRice 56367Benton County
Estimated valuepricier than$229,65946% of homes60% of homes
Price per ft²pricier than$24383% of homes89% of homes
Living areabigger than944 ft²10% of homes11% of homes
Lot sizebigger than0.52 ac40% of homes59% of homes
Year builtnewer than195810% of homes20% of homes

About 495 85th St Nw

How much is 495 85th St Nw, Rice, MN worth?

The TopHap Estimate for 495 85th St Nw, Rice, MN is $229,659 as of Jul 14, 2026. The likely range is $182,016 to $277,302. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 495 85th St Nw, Rice, MN last sell?

495 85th St Nw, Rice, MN last sold on Oct 18, 2024 for $225,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 495 85th St Nw, Rice, MN?

495 85th St Nw, Rice, MN has 2 bedrooms, 1 bathrooms, 944 square feet of living space and a 0.52-acre lot.

When was 495 85th St Nw, Rice, MN built?

495 85th St Nw, Rice, MN was built in 1958, making it 68 years old. The building has 1 story.

What schools serve 495 85th St Nw, Rice, MN?

495 85th St Nw, Rice, MN is assigned to Rice Elementary School (elementary), rated B+; Sauk Rapids-Rice High School (high), rated B-; Sauk Rapids-Rice Middle School (middle), rated C. All sit in Sauk Rapids-Rice Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 495 85th St Nw, Rice, MN compare to other homes in Rice 56367?

Among the 3,269 homes in Rice 56367, it is worth more than 46% of them ($229,659 against a typical $243,553), its price per square foot is higher than 83% of them ($243 against a typical $180), it is bigger than 10% of them (944 ft² against a typical 1,280 ft²), its lot is bigger than 40% of them (0.52 ac against a typical 0.87 ac) and it is newer than 10% of them (1958 against a typical 1993). Measured against all of Benton County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 495 85th St Nw, Rice, MN?

The 2026 property tax bill for 495 85th St Nw, Rice, MN was $1,944. The county assessed it at $224,400.

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Assigned schools

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See this home in context

Open 495 85th St Nwon TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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