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Single Family ResidenceResidential
$591,807$306 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $550,000 on Jul 12, 2024

495 LUDLOW ST

FALL RIVER, MA 02721
2
Baths
1,936 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$592K
$561K low$623K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$550,000 · Jul 12, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$156,807
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$125,446
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$360,000
MILESTONE MORTGAGE SOLUTIONS · recorded Jul 12, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
FALL RIVER MUNICIPAL EMPLS CREDIT UNION

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,138 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$448,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$125,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$323,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$448,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyBristol
Lot (acres)The size of the land the home sits on, from county records.0.12
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Alfred Letourneau Elementary SchoolC
Elementary · Grades KG–5 · 0.3 mi
M
Matthew J. Kuss Middle SchoolD-
Middle · Grades 6–8 · 1.6 mi
H
B.M.C. Durfee High SchoolD
High · Grades 9–12 · 2.9 mi

District: Fall River School District

Neighborhood · ZIP 02721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.28,059
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,146 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,439
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,071
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

495 Ludlow St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Fall River 02721
  • Costs less per square foot than 70% of homes in Bristol County
  • Has a smaller lot than 87% of homes in Bristol County
  • Among the newest homes in Fall River 02721

What homes are worth in Fall River 02721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$213K$640K

This home is worth more than 96% of homes in Fall River 02721.

How it measures up in Fall River 02721

The dot is this home. The mark in the middle is the typical home in Fall River 02721.

Estimated value$591,807
CheaperTypical $422,633Pricier

Pricier than 96% of homes nearby

Price per ft²$306
CheaperTypical $275Pricier

Pricier than 67% of homes nearby

Living area1,936 ft²
SmallerTypical 1,944 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.12 ac
SmallerTypical 0.15 acBigger

Bigger than 30% of homes nearby

Year built2024
OlderTypical 1931Newer

Newer than almost all homes nearby

How 495 Ludlow St ranks against every home in each area.
MeasureThis homeFall River 02721Bristol County
Estimated valuepricier than$591,80796% of homes63% of homes
Price per ft²pricier than$30667% of homes30% of homes
Living areabigger than1,936 ft²50% of homes62% of homes
Lot sizebigger than0.12 ac30% of homes13% of homes
Year builtnewer than2024almost all homesalmost all homes

About 495 Ludlow St

How much is 495 Ludlow St, Fall River, MA worth?

The TopHap Estimate for 495 Ludlow St, Fall River, MA is $591,807 as of Jul 14, 2026. The likely range is $560,549 to $623,065. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 495 Ludlow St, Fall River, MA last sell?

495 Ludlow St, Fall River, MA last sold on Jul 12, 2024 for $550,000, according to the county's recorded deed.

How big is 495 Ludlow St, Fall River, MA?

495 Ludlow St, Fall River, MA has 2 bathrooms, 1,936 square feet of living space and a 0.12-acre lot.

When was 495 Ludlow St, Fall River, MA built?

495 Ludlow St, Fall River, MA was built in 2024, making it 2 years old. It is a colonial home. The building has 2 stories.

What schools serve 495 Ludlow St, Fall River, MA?

495 Ludlow St, Fall River, MA is assigned to Alfred Letourneau Elementary School (elementary), rated C; Matthew J. Kuss Middle School (middle), rated D-; B.M.C. Durfee High School (high), rated D. All sit in Fall River School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 495 Ludlow St, Fall River, MA compare to other homes in Fall River 02721?

Among the 5,312 homes in Fall River 02721, it is worth more than 96% of them ($591,807 against a typical $422,633), its price per square foot is higher than 67% of them ($306 against a typical $275), it is bigger than 50% of them (1,936 ft² against a typical 1,944 ft²), its lot is bigger than 30% of them (0.12 ac against a typical 0.15 ac) and it is newer than almost all of them (2024 against a typical 1931). Measured against all of Bristol County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 495 Ludlow St, Fall River, MA?

The 2025 property tax bill for 495 Ludlow St, Fall River, MA was $5,138. The county assessed it at $448,700.

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Assigned schools

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