Skip to content
Skip to content
TopHapOpen in map
Duplex (2 Units, Any Combination)Residential
Last sold for $495,000 on Jul 9, 2026

186 SPENCER ST

FALL RIVER, MA 02721
4
Beds
2
Baths
2,236 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1935
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$495,000 · Jul 9, 2026
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$486,034
GUARANTEED RATE AFFINITY LLC · E · 6.53% · recorded Jul 9, 2026
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$17,325
GUARANTEED RATE AFFINITY LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,409 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$385,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$131,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$253,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Duplex Single
CountyBRISTOL
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(15)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Alfred Letourneau Elementary SchoolC
Elementary · Grades KG–5 · 0.4 mi
M
Matthew J. Kuss Middle SchoolD-
Middle · Grades 6–8 · 2.3 mi
H
B.M.C. Durfee High SchoolD
High · Grades 9–12 · 3.3 mi

District: Fall River School District

Neighborhood · ZIP 02721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.28,059
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,146 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,439
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,071
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 73% of homes in Bristol County
  • Has a smaller lot than 77% of homes in Bristol County
  • Older than 71% of homes in Bristol County

How it measures up in Fall River 02721

The dot is this home. The mark in the middle is the typical home in Fall River 02721.

Living area2,236 ft²
SmallerTypical 1,944 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.17 ac
SmallerTypical 0.15 acBigger

Bigger than 62% of homes nearby

Year built1935
OlderTypical 1930Newer

Newer than 51% of homes nearby

How 186 Spencer St ranks against every home in each area.
MeasureThis homeFall River 02721Bristol County
Living areabigger than2,236 ft²60% of homes73% of homes
Lot sizebigger than0.17 ac62% of homes23% of homes
Year builtnewer than193551% of homes29% of homes

About 186 Spencer St

When did 186 Spencer St, Fall River, MA last sell?

186 Spencer St, Fall River, MA last sold on Jul 9, 2026 for $495,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 186 Spencer St, Fall River, MA?

186 Spencer St, Fall River, MA has 4 bedrooms, 2 bathrooms, 2,236 square feet of living space and a 0.17-acre lot.

When was 186 Spencer St, Fall River, MA built?

186 Spencer St, Fall River, MA was built in 1935, making it 91 years old. It is a duplex single home. The building has 2 stories.

What schools serve 186 Spencer St, Fall River, MA?

186 Spencer St, Fall River, MA is assigned to Alfred Letourneau Elementary School (elementary), rated C; Matthew J. Kuss Middle School (middle), rated D-; B.M.C. Durfee High School (high), rated D. All sit in Fall River School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 Spencer St, Fall River, MA compare to other homes in Fall River 02721?

Among the 5,312 homes in Fall River 02721, it is bigger than 60% of them (2,236 ft² against a typical 1,944 ft²), its lot is bigger than 62% of them (0.17 ac against a typical 0.15 ac) and it is newer than 51% of them (1935 against a typical 1930). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 186 Spencer St, Fall River, MA?

The 2025 property tax bill for 186 Spencer St, Fall River, MA was $4,409. The county assessed it at $385,100.

More homes on Spencer St

Closest homes

More homes in Fall River 02721

Assigned schools

Explore the area

See this home in context

Open 186 Spencer St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map