Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$390,940$358 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $379,900 on Feb 28, 2023

1021 SPENCER ST

FALL RIVER, MA 02721
2
Beds
1
Baths
1,091 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$391K
$363K low$419K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$379,900 · Feb 28, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$33,940
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$27,152
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$357,000
NAVY FCU · recorded Dec 29, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,982 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$347,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$130,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$217,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$460,180

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyBRISTOL
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Alfred Letourneau Elementary SchoolC
Elementary · Grades KG–5 · 1.2 mi
M
Matthew J. Kuss Middle SchoolD-
Middle · Grades 6–8 · 3.0 mi
H
B.M.C. Durfee High SchoolD
High · Grades 9–12 · 3.4 mi

District: Fall River School District

Neighborhood · ZIP 02721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.28,059
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,146 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,439
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,071
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1021 Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Bristol County
  • Costs more per square foot than 86% of homes in Fall River 02721
  • Smaller than 89% of homes in Fall River 02721
  • Has a smaller lot than 80% of homes in Bristol County

What homes are worth in Fall River 02721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$213K$640K

This home is worth more than 36% of homes in Fall River 02721.

How it measures up in Fall River 02721

The dot is this home. The mark in the middle is the typical home in Fall River 02721.

Estimated value$390,940
CheaperTypical $422,633Pricier

Pricier than 36% of homes nearby

Price per ft²$358
CheaperTypical $275Pricier

Pricier than 86% of homes nearby

Living area1,091 ft²
SmallerTypical 1,944 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.15 ac
SmallerTypical 0.15 acBigger

Bigger than 54% of homes nearby

Year built1964
OlderTypical 1931Newer

Newer than 63% of homes nearby

How 1021 Spencer St ranks against every home in each area.
MeasureThis homeFall River 02721Bristol County
Estimated valuepricier than$390,94036% of homes14% of homes
Price per ft²pricier than$35886% of homes58% of homes
Living areabigger than1,091 ft²11% of homes15% of homes
Lot sizebigger than0.15 ac54% of homes20% of homes
Year builtnewer than196463% of homes47% of homes

About 1021 Spencer St

How much is 1021 Spencer St, Fall River, MA worth?

The TopHap Estimate for 1021 Spencer St, Fall River, MA is $390,940 as of Jul 14, 2026. The likely range is $363,037 to $418,843. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1021 Spencer St, Fall River, MA last sell?

1021 Spencer St, Fall River, MA last sold on Feb 28, 2023 for $379,900, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1021 Spencer St, Fall River, MA?

1021 Spencer St, Fall River, MA has 2 bedrooms, 1 bathrooms, 1,091 square feet of living space and a 0.15-acre lot.

When was 1021 Spencer St, Fall River, MA built?

1021 Spencer St, Fall River, MA was built in 1964, making it 62 years old. It is a ranch home. The building has 1 story.

What schools serve 1021 Spencer St, Fall River, MA?

1021 Spencer St, Fall River, MA is assigned to Alfred Letourneau Elementary School (elementary), rated C; Matthew J. Kuss Middle School (middle), rated D-; B.M.C. Durfee High School (high), rated D. All sit in Fall River School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1021 Spencer St, Fall River, MA compare to other homes in Fall River 02721?

Among the 5,312 homes in Fall River 02721, it is worth more than 36% of them ($390,940 against a typical $422,633), its price per square foot is higher than 86% of them ($358 against a typical $275), it is bigger than 11% of them (1,091 ft² against a typical 1,944 ft²), its lot is bigger than 54% of them (0.15 ac against a typical 0.15 ac) and it is newer than 63% of them (1964 against a typical 1931). Measured against all of Bristol County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1021 Spencer St, Fall River, MA?

The 2025 property tax bill for 1021 Spencer St, Fall River, MA was $3,982. The county assessed it at $347,800.

More homes on Spencer St

Closest homes

More homes in Fall River 02721

Assigned schools

Explore the area

See this home in context

Open 1021 Spencer St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map