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CondominiumResidential
$316,576$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

498 RIVER RIDGE DR

WATERFORD, MI 48327
3
Beds
2
Baths
1,651 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$317K
$289K low$344K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$30,329
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$24,263
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.96%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$175,000
ABN AMRO MORTGAGE GROUP INC · recorded Jan 3, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$111,247
CITIBANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,932 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$154,220 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$150,660
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$308,440

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOAKLAND
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Brick
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 16 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Knudsen Elementary SchoolC
Elementary · Grades KG–5 · 0.5 mi
H
Mott High SchoolC+
High · Grades 9–12 · 3.0 mi
M
Mason Middle SchoolC+
Middle · Grades 6–8 · 4.1 mi

District: Waterford School District

Neighborhood · ZIP 48327These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.21,330
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,806 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,356
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,359
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

498 River Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Waterford 48327
  • Bigger than 68% of homes in Waterford 48327
  • Has a smaller lot than 72% of homes in Waterford 48327
  • Newer than 80% of homes in Oakland County

What homes are worth in Waterford 48327

Each bar is how many homes fall in that price range. The marker is this home.

This home
$120K$528K

This home is worth more than 74% of homes in Waterford 48327.

How it measures up in Waterford 48327

The dot is this home. The mark in the middle is the typical home in Waterford 48327.

Estimated value$316,576
CheaperTypical $254,136Pricier

Pricier than 74% of homes nearby

Price per ft²$192
CheaperTypical $180Pricier

Pricier than 62% of homes nearby

Living area1,651 ft²
SmallerTypical 1,389 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.2 ac
SmallerTypical 0.26 acBigger

Bigger than 28% of homes nearby

Year built1995
OlderTypical 1979Newer

Newer than 72% of homes nearby

How 498 River Ridge Dr ranks against every home in each area.
MeasureThis homeWaterford 48327Oakland County
Estimated valuepricier than$316,57674% of homes43% of homes
Price per ft²pricier than$19262% of homes41% of homes
Living areabigger than1,651 ft²68% of homes47% of homes
Lot sizebigger than0.2 ac28% of homes29% of homes
Year builtnewer than199572% of homes80% of homes

About 498 River Ridge Dr

How much is 498 River Ridge Dr, Waterford, MI worth?

The TopHap Estimate for 498 River Ridge Dr, Waterford, MI is $316,576 as of Jul 14, 2026. The likely range is $289,133 to $344,019. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 498 River Ridge Dr, Waterford, MI last sell?

498 River Ridge Dr, Waterford, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 498 River Ridge Dr, Waterford, MI?

498 River Ridge Dr, Waterford, MI has 3 bedrooms, 2 bathrooms, 1,651 square feet of living space and a 0.20-acre lot.

When was 498 River Ridge Dr, Waterford, MI built?

498 River Ridge Dr, Waterford, MI was built in 1995, making it 31 years old. It is a ranch home. The building has 1 story.

What schools serve 498 River Ridge Dr, Waterford, MI?

498 River Ridge Dr, Waterford, MI is assigned to Knudsen Elementary School (elementary), rated C; Mott High School (high), rated C+; Mason Middle School (middle), rated C+. All sit in Waterford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 498 River Ridge Dr, Waterford, MI compare to other homes in Waterford 48327?

Among the 7,948 homes in Waterford 48327, it is worth more than 74% of them ($316,576 against a typical $254,136), its price per square foot is higher than 62% of them ($192 against a typical $180), it is bigger than 68% of them (1,651 ft² against a typical 1,389 ft²), its lot is bigger than 28% of them (0.2 ac against a typical 0.26 ac) and it is newer than 72% of them (1995 against a typical 1979). Measured against all of Oakland County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 498 River Ridge Dr, Waterford, MI?

The 2025 property tax bill for 498 River Ridge Dr, Waterford, MI was $1,932. The county assessed it at $154,220.

More homes on River Ridge Dr

Closest homes

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Assigned schools

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