Skip to content
Skip to content
TopHapOpen in map
CondominiumResidential
$322,094$131 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $355,000 on Oct 5, 2023

499 RIVER RIDGE DR

WATERFORD, MI 48327
5
Beds
2.5
Baths
2,453 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$322K
$291K low$353K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$355,000 · Oct 5, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.99%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$376,750
SWIFT HOME LOANS INC · recorded Oct 13, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,184 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$196,550 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$193,040
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$393,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyOAKLAND
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.0.25
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 112 ft²Patio · 112 ft²Porch · 179 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Knudsen Elementary SchoolC
Elementary · Grades KG–5 · 0.6 mi
H
Mott High SchoolC+
High · Grades 9–12 · 3.0 mi
M
Mason Middle SchoolC+
Middle · Grades 6–8 · 4.1 mi

District: Waterford School District

Neighborhood · ZIP 48327These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.21,330
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,806 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,356
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,359
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

499 River Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Waterford 48327
  • Costs less per square foot than 92% of homes in Waterford 48327
  • Bigger than 97% of homes in Waterford 48327
  • Newer than 78% of homes in Oakland County

What homes are worth in Waterford 48327

Each bar is how many homes fall in that price range. The marker is this home.

This home
$120K$557K

This home is worth more than 76% of homes in Waterford 48327.

How it measures up in Waterford 48327

The dot is this home. The mark in the middle is the typical home in Waterford 48327.

Estimated value$322,094
CheaperTypical $253,292Pricier

Pricier than 76% of homes nearby

Price per ft²$131
CheaperTypical $180Pricier

Pricier than 8% of homes nearby

Living area2,453 ft²
SmallerTypical 1,390 ft²Bigger

Bigger than 97% of homes nearby

Lot size0.25 ac
SmallerTypical 0.26 acBigger

Bigger than 46% of homes nearby

Year built1994
OlderTypical 1979Newer

Newer than 69% of homes nearby

How 499 River Ridge Dr ranks against every home in each area.
MeasureThis homeWaterford 48327Oakland County
Estimated valuepricier than$322,09476% of homes44% of homes
Price per ft²pricier than$1318% of homes10% of homes
Living areabigger than2,453 ft²97% of homes76% of homes
Lot sizebigger than0.25 ac46% of homes39% of homes
Year builtnewer than199469% of homes78% of homes

About 499 River Ridge Dr

How much is 499 River Ridge Dr, Waterford, MI worth?

The TopHap Estimate for 499 River Ridge Dr, Waterford, MI is $322,094 as of Jul 14, 2026. The likely range is $291,166 to $353,022. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 499 River Ridge Dr, Waterford, MI last sell?

499 River Ridge Dr, Waterford, MI last sold on Oct 5, 2023 for $355,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 499 River Ridge Dr, Waterford, MI?

499 River Ridge Dr, Waterford, MI has 5 bedrooms, 2.5 bathrooms, 2,453 square feet of living space and a 0.25-acre lot.

When was 499 River Ridge Dr, Waterford, MI built?

499 River Ridge Dr, Waterford, MI was built in 1994, making it 32 years old. It is a colonial home. The building has 2 stories.

What schools serve 499 River Ridge Dr, Waterford, MI?

499 River Ridge Dr, Waterford, MI is assigned to Knudsen Elementary School (elementary), rated C; Mott High School (high), rated C+; Mason Middle School (middle), rated C+. All sit in Waterford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 499 River Ridge Dr, Waterford, MI compare to other homes in Waterford 48327?

Among the 7,948 homes in Waterford 48327, it is worth more than 76% of them ($322,094 against a typical $253,292), its price per square foot is higher than 8% of them ($131 against a typical $180), it is bigger than 97% of them (2,453 ft² against a typical 1,390 ft²), its lot is bigger than 46% of them (0.25 ac against a typical 0.26 ac) and it is newer than 69% of them (1994 against a typical 1979). Measured against all of Oakland County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 499 River Ridge Dr, Waterford, MI?

The 2025 property tax bill for 499 River Ridge Dr, Waterford, MI was $4,184. The county assessed it at $196,550.

More homes on River Ridge Dr

Closest homes

More homes in Waterford 48327

Assigned schools

Explore the area

See this home in context

Open 499 River Ridge Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map