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Single Family ResidenceResidential
$438,000$240 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $438,000 on Jul 2, 2026

5209 ROCKY RIVER CROSSING RD

HARRISBURG, NC 28075
3
Beds
2
Baths
1,823 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$438K
$430K low$446K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$438,000 · Jul 2, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$41,850
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$33,480
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$396,150
MOVEMENT MORTGAGE · recorded Jun 21, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,468 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$351,750 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$65,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$286,750
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$351,750

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCABARRUS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2014
Lot (acres)The size of the land the home sits on, from county records.0.36
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 306 ft²Porch · 100 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pitts School Road Elementary SchoolA-
Elementary · Grades KG–5 · 1.3 mi
M
Roberta Road Middle SchoolC-
Middle · Grades 6–8 · 1.8 mi
H
Jay M. Robinson High SchoolC-
High · Grades 9–12 · 2.2 mi

District: Cabarrus County Schools

Neighborhood · ZIP 28075These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.36
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.24,411
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$127,413
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$141,863
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5209 Rocky River Crossing Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Harrisburg 28075
  • Costs more per square foot than 80% of homes in Cabarrus County
  • Smaller than 79% of homes in Harrisburg 28075

What homes are worth in Harrisburg 28075

Each bar is how many homes fall in that price range. The marker is this home.

This home
$230K$985K

This home is worth more than 32% of homes in Harrisburg 28075.

How it measures up in Harrisburg 28075

The dot is this home. The mark in the middle is the typical home in Harrisburg 28075.

Estimated value$438,000
CheaperTypical $538,443Pricier

Pricier than 32% of homes nearby

Price per ft²$240
CheaperTypical $208Pricier

Pricier than 77% of homes nearby

Living area1,823 ft²
SmallerTypical 2,540 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.36 ac
SmallerTypical 0.37 acBigger

Bigger than 48% of homes nearby

Year built2004
OlderTypical 2003Newer

Newer than 55% of homes nearby

How 5209 Rocky River Crossing Rd ranks against every home in each area.
MeasureThis homeHarrisburg 28075Cabarrus County
Estimated valuepricier than$438,00032% of homes62% of homes
Price per ft²pricier than$24077% of homes80% of homes
Living areabigger than1,823 ft²21% of homes48% of homes
Lot sizebigger than0.36 ac48% of homes58% of homes
Year builtnewer than200455% of homes64% of homes

About 5209 Rocky River Crossing Rd

How much is 5209 Rocky River Crossing Rd, Harrisburg, NC worth?

The TopHap Estimate for 5209 Rocky River Crossing Rd, Harrisburg, NC is $438,000 as of Jul 14, 2026. The likely range is $430,404 to $445,596. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5209 Rocky River Crossing Rd, Harrisburg, NC last sell?

5209 Rocky River Crossing Rd, Harrisburg, NC last sold on Jul 2, 2026 for $438,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 5209 Rocky River Crossing Rd, Harrisburg, NC?

5209 Rocky River Crossing Rd, Harrisburg, NC has 3 bedrooms, 2 bathrooms, 1,823 square feet of living space and a 0.36-acre lot.

When was 5209 Rocky River Crossing Rd, Harrisburg, NC built?

5209 Rocky River Crossing Rd, Harrisburg, NC was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 5209 Rocky River Crossing Rd, Harrisburg, NC?

5209 Rocky River Crossing Rd, Harrisburg, NC is assigned to Pitts School Road Elementary School (elementary), rated A-; Roberta Road Middle School (middle), rated C-; Jay M. Robinson High School (high), rated C-. All sit in Cabarrus County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5209 Rocky River Crossing Rd, Harrisburg, NC compare to other homes in Harrisburg 28075?

Among the 7,890 homes in Harrisburg 28075, it is worth more than 32% of them ($438,000 against a typical $538,443), its price per square foot is higher than 77% of them ($240 against a typical $208), it is bigger than 21% of them (1,823 ft² against a typical 2,540 ft²), its lot is bigger than 48% of them (0.36 ac against a typical 0.37 ac) and it is newer than 55% of them (2004 against a typical 2003). Measured against all of Cabarrus County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5209 Rocky River Crossing Rd, Harrisburg, NC?

The 2025 property tax bill for 5209 Rocky River Crossing Rd, Harrisburg, NC was $3,468. The county assessed it at $351,750.

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Assigned schools

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See this home in context

Open 5209 Rocky River Crossing Rdon TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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