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Single Family ResidenceResidential
$427,081$198 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

539 ROCK SPRINGS DR

OXFORD, MS 38655
3
Beds
3 / 1
Baths
2,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.62 ac
Lot SizeThe size of the land the home sits on, from county records.
2015
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$427K
$410K low$444K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$219,081
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$175,265
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$208,000
STIFEL BANK & TRUST · recorded Oct 1, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,820 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$36,384 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$29,333
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$242,560

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.''

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLafayette
Lot (acres)The size of the land the home sits on, from county records.1.62
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 150 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lafayette Elementary SchoolA
Elementary · Grades PK–2 · 4.9 mi
M
Lafayette Middle SchoolA
Middle · Grades 7–8 · 5.1 mi
H
Lafayette High SchoolB+
High · Grades 9–12 · 5.1 mi

District: Lafayette County School District

Neighborhood · ZIP 38655These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.48,766
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.122 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,204
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,404
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

539 Rock Springs Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 65% of homes in Lafayette County
  • Has a bigger lot than 80% of homes in Oxford 38655
  • Newer than 86% of homes in Lafayette County

What homes are worth in Oxford 38655

Each bar is how many homes fall in that price range. The marker is this home.

This home
$164K$2.2M

This home is worth more than 55% of homes in Oxford 38655.

How it measures up in Oxford 38655

The dot is this home. The mark in the middle is the typical home in Oxford 38655.

Estimated value$427,081
CheaperTypical $403,453Pricier

Pricier than 55% of homes nearby

Price per ft²$198
CheaperTypical $213Pricier

Pricier than 39% of homes nearby

Living area2,152 ft²
SmallerTypical 1,812 ft²Bigger

Bigger than 63% of homes nearby

Lot size1.62 ac
SmallerTypical 0.36 acBigger

Bigger than 80% of homes nearby

Year built2015
OlderTypical 2001Newer

Newer than 85% of homes nearby

How 539 Rock Springs Dr ranks against every home in each area.
MeasureThis homeOxford 38655Lafayette County
Estimated valuepricier than$427,08155% of homes58% of homes
Price per ft²pricier than$19839% of homes44% of homes
Living areabigger than2,152 ft²63% of homes65% of homes
Lot sizebigger than1.62 ac80% of homes75% of homes
Year builtnewer than201585% of homes86% of homes

About 539 Rock Springs Dr

How much is 539 Rock Springs Dr, Oxford, MS worth?

The TopHap Estimate for 539 Rock Springs Dr, Oxford, MS is $427,081 as of Jul 14, 2026. The likely range is $409,787 to $444,375. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 539 Rock Springs Dr, Oxford, MS last sell?

539 Rock Springs Dr, Oxford, MS last sold on Oct 1, 2025, according to the county's recorded deed.

How big is 539 Rock Springs Dr, Oxford, MS?

539 Rock Springs Dr, Oxford, MS has 3 bedrooms, 3 bathrooms, 2,152 square feet of living space and a 1.62-acre lot.

When was 539 Rock Springs Dr, Oxford, MS built?

539 Rock Springs Dr, Oxford, MS was built in 2015, making it 11 years old. The building has 2 stories.

What schools serve 539 Rock Springs Dr, Oxford, MS?

539 Rock Springs Dr, Oxford, MS is assigned to Lafayette Elementary School (elementary), rated A; Lafayette Middle School (middle), rated A; Lafayette High School (high), rated B+. All sit in Lafayette County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 539 Rock Springs Dr, Oxford, MS compare to other homes in Oxford 38655?

Among the 19,355 homes in Oxford 38655, it is worth more than 55% of them ($427,081 against a typical $403,453), its price per square foot is higher than 39% of them ($198 against a typical $213), it is bigger than 63% of them (2,152 ft² against a typical 1,812 ft²), its lot is bigger than 80% of them (1.62 ac against a typical 0.36 ac) and it is newer than 85% of them (2015 against a typical 2001). Measured against all of Lafayette County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 539 Rock Springs Dr, Oxford, MS?

The 2025 property tax bill for 539 Rock Springs Dr, Oxford, MS was $3,820. The county assessed it at $36,384.

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Closest homes

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See this home in context

Open 539 Rock Springs Dron TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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