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Single Family ResidenceResidential
$69,607$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $40,000 on Sep 3, 2013

545 RIVER RD

RICHVILLE, NY 13681
2
Beds
2
Baths
420 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
19.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$70K
$58K low$81K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$40,000 · Sep 3, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.501%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$240,000
ROCKET MORTGAGE LLC · recorded Nov 2, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$96,000
ROCKET MORTGAGE LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,581 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$86,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$55,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$86,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$118,082

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
88
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.67 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyST. LAWRENCE
Lot (acres)The size of the land the home sits on, from county records.19.60
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 168 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gouverneur Elementary SchoolD+
Elementary · Grades PK–4 · 5.8 mi
H
Gouverneur High SchoolC-
High · Grades 9–12 · 6.1 mi
M
Gouverneur Middle SchoolC-
Middle · Grades 5–8 · 7.2 mi

District: Gouverneur Central School District

Neighborhood · ZIP 13681These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.109

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,021
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,968
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,476
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

545 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Richville 13681
  • Costs more per square foot than 90% of homes in Richville 13681
  • Smaller than 98% of homes in Richville 13681
  • Has a bigger lot than 88% of homes in St. Lawrence County
  • Newer than 70% of homes in St. Lawrence County

What homes are worth in Richville 13681

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$353K

This home is worth more than 6% of homes in Richville 13681.

How it measures up in Richville 13681

The dot is this home. The mark in the middle is the typical home in Richville 13681.

Estimated value$69,607
CheaperTypical $144,203Pricier

Pricier than 6% of homes nearby

Price per ft²$166
CheaperTypical $94Pricier

Pricier than 90% of homes nearby

Living area420 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 2% of homes nearby

Lot size19.6 ac
SmallerTypical 2.6 acBigger

Bigger than 70% of homes nearby

Year built1980
OlderTypical 1950Newer

Newer than 64% of homes nearby

How 545 River Rd ranks against every home in each area.
MeasureThis homeRichville 13681St. Lawrence County
Estimated valuepricier than$69,6076% of homes13% of homes
Price per ft²pricier than$16690% of homes88% of homes
Living areabigger than420 ft²2% of homes2% of homes
Lot sizebigger than19.6 ac70% of homes88% of homes
Year builtnewer than198064% of homes70% of homes

About 545 River Rd

How much is 545 River Rd, Richville, NY worth?

The TopHap Estimate for 545 River Rd, Richville, NY is $69,607 as of Jul 14, 2026. The likely range is $57,932 to $81,282. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 545 River Rd, Richville, NY last sell?

545 River Rd, Richville, NY last sold on Sep 3, 2013 for $40,000, according to the county's recorded deed.

How big is 545 River Rd, Richville, NY?

545 River Rd, Richville, NY has 2 bedrooms, 2 bathrooms, 420 square feet of living space and a 19.60-acre lot.

When was 545 River Rd, Richville, NY built?

545 River Rd, Richville, NY was built in 1980, making it 46 years old. It is a cottage home. The building has 1 story.

What schools serve 545 River Rd, Richville, NY?

545 River Rd, Richville, NY is assigned to Gouverneur Elementary School (elementary), rated D+; Gouverneur High School (high), rated C-; Gouverneur Middle School (middle), rated C-. All sit in Gouverneur Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 545 River Rd, Richville, NY compare to other homes in Richville 13681?

Among the 388 homes in Richville 13681, it is worth more than 6% of them ($69,607 against a typical $144,203), its price per square foot is higher than 90% of them ($166 against a typical $94), it is bigger than 2% of them (420 ft² against a typical 1,512 ft²), its lot is bigger than 70% of them (19.6 ac against a typical 2.6 ac) and it is newer than 64% of them (1980 against a typical 1950). Measured against all of St. Lawrence County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 545 River Rd, Richville, NY?

The 2025 property tax bill for 545 River Rd, Richville, NY was $2,581. The county assessed it at $86,200.

More homes on River Rd

Closest homes

More homes in Richville 13681

Assigned schools

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