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Single Family ResidenceResidential
$172,721$104 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

56 ROSA ST

KIPTON, OH 44049
4
Beds
1
Baths
1,663 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$173K
$137K low$208K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$94,722
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$75,778
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$69,132
MIDFIRST BK · 4.125% 2 · recorded Dec 4, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$5,759
MIDFIRST BANK
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$3,108

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,746 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$36,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,350
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$30,050
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,407
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$104,020

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLORAIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1994
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Residual
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 210 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Firelands Elementary SchoolB
Elementary · Grades KG–5 · 4.7 mi
M
Firelands Middle SchoolA-
Middle · Grades 6–8 · 4.9 mi
H
Firelands High SchoolA
High · Grades 9–12 · 4.9 mi

District: Firelands Local School District

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

56 Rosa St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in ZIP 44049
  • Costs less per square foot than 85% of homes in Lorain County
  • Older than 89% of homes in Lorain County

What homes are worth in ZIP 44049

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$317K

This home is worth more than 77% of homes in ZIP 44049.

How it measures up in ZIP 44049

The dot is this home. The mark in the middle is the typical home in ZIP 44049.

Estimated value$172,721
CheaperTypical $145,789Pricier

Pricier than 77% of homes nearby

Price per ft²$104
CheaperTypical $97Pricier

Pricier than 67% of homes nearby

Living area1,663 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.28 ac
SmallerTypical 0.34 acBigger

Bigger than 46% of homes nearby

Year built1900
OlderTypical 1900Newer

Newer than 61% of homes nearby

How 56 Rosa St ranks against every home in each area.
MeasureThis homeZIP 44049Lorain County
Estimated valuepricier than$172,72177% of homes27% of homes
Price per ft²pricier than$10467% of homes15% of homes
Living areabigger than1,663 ft²54% of homes52% of homes
Lot sizebigger than0.28 ac46% of homes57% of homes
Year builtnewer than190061% of homes11% of homes

About 56 Rosa St

How much is 56 Rosa St, Kipton, OH worth?

The TopHap Estimate for 56 Rosa St, Kipton, OH is $172,721 as of Jul 14, 2026. The likely range is $137,477 to $207,965. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 56 Rosa St, Kipton, OH last sell?

56 Rosa St, Kipton, OH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 56 Rosa St, Kipton, OH?

56 Rosa St, Kipton, OH has 4 bedrooms, 1 bathrooms, 1,663 square feet of living space and a 0.28-acre lot.

When was 56 Rosa St, Kipton, OH built?

56 Rosa St, Kipton, OH was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 56 Rosa St, Kipton, OH?

56 Rosa St, Kipton, OH is assigned to Firelands Elementary School (elementary), rated B; Firelands Middle School (middle), rated A-; Firelands High School (high), rated A. All sit in Firelands Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 56 Rosa St, Kipton, OH compare to other homes in ZIP 44049?

Among the 101 homes in ZIP 44049, it is worth more than 77% of them ($172,721 against a typical $145,789), its price per square foot is higher than 67% of them ($104 against a typical $97), it is bigger than 54% of them (1,663 ft² against a typical 1,632 ft²), its lot is bigger than 46% of them (0.28 ac against a typical 0.34 ac) and it is newer than 61% of them (1900 against a typical 1900). Measured against all of Lorain County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 56 Rosa St, Kipton, OH?

The 2025 property tax bill for 56 Rosa St, Kipton, OH was $1,746. The county assessed it at $36,400.

More homes on Rosa St

Closest homes

More homes in Kipton 44049

Assigned schools

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