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Single Family ResidenceResidential
$452,993$268 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

604 RIO RUIDOSO RD NE

RIO RANCHO, NM 87144
3
Beds
3
Baths
1,693 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.52 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$453K
$421K low$485K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$255,993
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$204,794
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$172,000
WELLS FARGO BANK NA · recorded Feb 14, 2018
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
FIRST FINANCIAL CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,560 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$73,026 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,117
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$58,909
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$73,026
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$219,077

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySandoval
Lot (acres)The size of the land the home sits on, from county records.0.52
HeatingThe type of heating system in the home.None

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Enchanted Hills Elementary SchoolA-
Elementary · Grades KG–5 · 0.9 mi
H
Cleveland High SchoolB+
High · Grades 9–12 · 3.5 mi
M
Mountain View Middle SchoolA
Middle · Grades 6–8 · 4.4 mi

District: Rio Rancho Public Schools

Neighborhood · ZIP 87144These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.133

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.48,660
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.234 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,725
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,609
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

604 Rio Ruidoso Rd Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Los Rios
  • Costs more per square foot than 93% of homes in Rio Rancho 87144
  • Smaller than 95% of homes in Los Rios
  • Has a bigger lot than 93% of homes in Rio Rancho 87144
  • Older than 92% of homes in Los Rios

What homes are worth in Rio Rancho 87144

Each bar is how many homes fall in that price range. The marker is this home.

This home
$245K$781K

This home is worth more than 74% of homes in Rio Rancho 87144.

How it measures up in Rio Rancho 87144

The dot is this home. The mark in the middle is the typical home in Rio Rancho 87144.

Estimated value$452,993
CheaperTypical $368,012Pricier

Pricier than 74% of homes nearby

Price per ft²$268
CheaperTypical $212Pricier

Pricier than 93% of homes nearby

Living area1,693 ft²
SmallerTypical 1,852 ft²Bigger

Bigger than 41% of homes nearby

Lot size0.52 ac
SmallerTypical 0.17 acBigger

Bigger than 93% of homes nearby

Year built1995
OlderTypical 2004Newer

Newer than 22% of homes nearby

How 604 Rio Ruidoso Rd Ne ranks against every home in each area.
MeasureThis homeLos RiosRio Rancho 87144Sandoval County
Estimated valuepricier than$452,99311% of homes74% of homes69% of homes
Price per ft²pricier than$26890% of homes93% of homes85% of homes
Living areabigger than1,693 ft²5% of homes41% of homes44% of homes
Lot sizebigger than0.52 ac25% of homes93% of homes78% of homes
Year builtnewer than19958% of homes22% of homes47% of homes

About 604 Rio Ruidoso Rd Ne

How much is 604 Rio Ruidoso Rd Ne, Rio Rancho, NM worth?

The TopHap Estimate for 604 Rio Ruidoso Rd Ne, Rio Rancho, NM is $452,993 as of Jul 14, 2026. The likely range is $420,733 to $485,253. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 604 Rio Ruidoso Rd Ne, Rio Rancho, NM?

604 Rio Ruidoso Rd Ne, Rio Rancho, NM has 3 bedrooms, 3 bathrooms, 1,693 square feet of living space and a 0.52-acre lot.

When was 604 Rio Ruidoso Rd Ne, Rio Rancho, NM built?

604 Rio Ruidoso Rd Ne, Rio Rancho, NM was built in 1995, making it 31 years old. The building has 1 story.

What schools serve 604 Rio Ruidoso Rd Ne, Rio Rancho, NM?

604 Rio Ruidoso Rd Ne, Rio Rancho, NM is assigned to Enchanted Hills Elementary School (elementary), rated A-; Cleveland High School (high), rated B+; Mountain View Middle School (middle), rated A. All sit in Rio Rancho Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 604 Rio Ruidoso Rd Ne, Rio Rancho, NM compare to other homes in Rio Rancho 87144?

Among the 19,316 homes in Rio Rancho 87144, it is worth more than 74% of them ($452,993 against a typical $368,012), its price per square foot is higher than 93% of them ($268 against a typical $212), it is bigger than 41% of them (1,693 ft² against a typical 1,852 ft²), its lot is bigger than 93% of them (0.52 ac against a typical 0.17 ac) and it is newer than 22% of them (1995 against a typical 2004). Measured against all of Sandoval County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 604 Rio Ruidoso Rd Ne, Rio Rancho, NM?

The 2025 property tax bill for 604 Rio Ruidoso Rd Ne, Rio Rancho, NM was $2,560. The county assessed it at $73,026.

More homes on Rio Ruidoso Rd Ne

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Assigned schools

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