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Single Family ResidenceResidential
$401,542$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $385,000 on Oct 4, 2023

632 RIVER ROCK CIR

JEFFERSON, GA 30549
3 / 1
Baths
2,739 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.61 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$402K
$386K low$417K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$385,000 · Oct 4, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$93,542
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$74,834
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$308,000
PEACH STATE FEDERAL CREDIT UNION · 5.62% · recorded Oct 4, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,986 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$152,520 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$128,520
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$138,440
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$381,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.0.61
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 168 ft²Porch · 81 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Jackson County High SchoolC+
High · Grades 9–12 · 1.1 mi
E
Gum Springs Elementary SchoolA-
Elementary · Grades PK–5 · 4.2 mi
M
West Jackson Middle SchoolB
Middle · Grades 6–8 · 4.3 mi

District: Jackson County School System

Neighborhood · ZIP 30549These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.38,427
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.344 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,895
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,822
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

632 River Rock Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 95% of homes in Jefferson 30549
  • Bigger than 82% of homes in Jackson County

What homes are worth in Jefferson 30549

Each bar is how many homes fall in that price range. The marker is this home.

This home
$183K$995K

This home is worth more than 45% of homes in Jefferson 30549.

How it measures up in Jefferson 30549

The dot is this home. The mark in the middle is the typical home in Jefferson 30549.

Estimated value$401,542
CheaperTypical $414,797Pricier

Pricier than 45% of homes nearby

Price per ft²$147
CheaperTypical $196Pricier

Pricier than 5% of homes nearby

Living area2,739 ft²
SmallerTypical 2,110 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.61 ac
SmallerTypical 0.77 acBigger

Bigger than 37% of homes nearby

Year built2006
OlderTypical 2004Newer

Newer than 64% of homes nearby

How 632 River Rock Cir ranks against every home in each area.
MeasureThis homeJefferson 30549Jackson County
Estimated valuepricier than$401,54245% of homes49% of homes
Price per ft²pricier than$1475% of homes7% of homes
Living areabigger than2,739 ft²77% of homes82% of homes
Lot sizebigger than0.61 ac37% of homes40% of homes
Year builtnewer than200664% of homes63% of homes

About 632 River Rock Cir

How much is 632 River Rock Cir, Jefferson, GA worth?

The TopHap Estimate for 632 River Rock Cir, Jefferson, GA is $401,542 as of Jul 14, 2026. The likely range is $385,601 to $417,483. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 632 River Rock Cir, Jefferson, GA last sell?

632 River Rock Cir, Jefferson, GA last sold on Oct 4, 2023 for $385,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 632 River Rock Cir, Jefferson, GA?

632 River Rock Cir, Jefferson, GA has 3 bathrooms, 2,739 square feet of living space and a 0.61-acre lot.

When was 632 River Rock Cir, Jefferson, GA built?

632 River Rock Cir, Jefferson, GA was built in 2006, making it 20 years old. The building has 1 story.

What schools serve 632 River Rock Cir, Jefferson, GA?

632 River Rock Cir, Jefferson, GA is assigned to Jackson County High School (high), rated C+; Gum Springs Elementary School (elementary), rated A-; West Jackson Middle School (middle), rated B. All sit in Jackson County School System. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 632 River Rock Cir, Jefferson, GA compare to other homes in Jefferson 30549?

Among the 11,282 homes in Jefferson 30549, it is worth more than 45% of them ($401,542 against a typical $414,797), its price per square foot is higher than 5% of them ($147 against a typical $196), it is bigger than 77% of them (2,739 ft² against a typical 2,110 ft²), its lot is bigger than 37% of them (0.61 ac against a typical 0.77 ac) and it is newer than 64% of them (2006 against a typical 2004). Measured against all of Jackson County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 632 River Rock Cir, Jefferson, GA?

The 2024 property tax bill for 632 River Rock Cir, Jefferson, GA was $3,986. The county assessed it at $152,520.

More homes on River Rock Cir

Closest homes

More homes in Jefferson 30549

Assigned schools

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