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Single Family ResidenceResidential
$199,440$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 65How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $189,000 on Nov 17, 2025

638 CLEVELAND ST

ROCKY MOUNT, NC 27803
3
Beds
2 / 1
Baths
1,404 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$199K
$130K low$269K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$189,000 · Nov 17, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$4,203
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$3,362
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.98%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$195,237
MORTGAGE RESEARCH CENTER LLC · recorded Nov 17, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$264 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$41,860 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,560
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$41,860
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$41,860

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyNash
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1982
Lot (acres)The size of the land the home sits on, from county records.0.16
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rocky Mount Middle SchoolC-
Middle · Grades 6–8 · 0.7 mi
E
G. R. Edwards Elementary SchoolB
Elementary · Grades KG–5 · 0.7 mi
H
Rocky Mount High SchoolD+
High · Grades 9–12 · 1.5 mi

District: Nash County Public Schools

Neighborhood · ZIP 27803These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.22,086
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.522 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,570
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,421
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

638 Cleveland St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 65% of homes in Nash County
  • Has a smaller lot than 93% of homes in Rocky Mount 27803
  • Older than 93% of homes in Rocky Mount 27803

What homes are worth in Rocky Mount 27803

Each bar is how many homes fall in that price range. The marker is this home.

This home
$27K$660K

This home is worth more than 48% of homes in Rocky Mount 27803.

How it measures up in Rocky Mount 27803

The dot is this home. The mark in the middle is the typical home in Rocky Mount 27803.

Estimated value$199,440
CheaperTypical $205,079Pricier

Pricier than 48% of homes nearby

Price per ft²$142
CheaperTypical $126Pricier

Pricier than 64% of homes nearby

Living area1,404 ft²
SmallerTypical 1,550 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.16 ac
SmallerTypical 0.38 acBigger

Bigger than 7% of homes nearby

Year built1910
OlderTypical 1976Newer

Newer than 7% of homes nearby

How 638 Cleveland St ranks against every home in each area.
MeasureThis homeRocky Mount 27803Nash County
Estimated valuepricier than$199,44048% of homes40% of homes
Price per ft²pricier than$14264% of homes52% of homes
Living areabigger than1,404 ft²40% of homes35% of homes
Lot sizebigger than0.16 ac7% of homes7% of homes
Year builtnewer than19107% of homes7% of homes

About 638 Cleveland St

How much is 638 Cleveland St, Rocky Mount, NC worth?

The TopHap Estimate for 638 Cleveland St, Rocky Mount, NC is $199,440 as of Jul 14, 2026. The likely range is $129,832 to $269,048. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 638 Cleveland St, Rocky Mount, NC last sell?

638 Cleveland St, Rocky Mount, NC last sold on Nov 17, 2025 for $189,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 638 Cleveland St, Rocky Mount, NC?

638 Cleveland St, Rocky Mount, NC has 3 bedrooms, 2 bathrooms, 1,404 square feet of living space and a 0.16-acre lot.

When was 638 Cleveland St, Rocky Mount, NC built?

638 Cleveland St, Rocky Mount, NC was built in 1910, making it 116 years old. It is a conventional home. The building has 1 story.

What schools serve 638 Cleveland St, Rocky Mount, NC?

638 Cleveland St, Rocky Mount, NC is assigned to Rocky Mount Middle School (middle), rated C-; G. R. Edwards Elementary School (elementary), rated B; Rocky Mount High School (high), rated D+. All sit in Nash County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 638 Cleveland St, Rocky Mount, NC compare to other homes in Rocky Mount 27803?

Among the 8,098 homes in Rocky Mount 27803, it is worth more than 48% of them ($199,440 against a typical $205,079), its price per square foot is higher than 64% of them ($142 against a typical $126), it is bigger than 40% of them (1,404 ft² against a typical 1,550 ft²), its lot is bigger than 7% of them (0.16 ac against a typical 0.38 ac) and it is newer than 7% of them (1910 against a typical 1976). Measured against all of Nash County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 638 Cleveland St, Rocky Mount, NC?

The 2025 property tax bill for 638 Cleveland St, Rocky Mount, NC was $264. The county assessed it at $41,860.

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See this home in context

Open 638 Cleveland Ston TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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