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Single Family ResidenceResidential
$219,165$177 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $202,500 on May 19, 2025

638 RIDGECREST ST

WILKESBORO, NC 28697
3
Beds
2.5
Baths
1,240 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$219K
$194K low$244K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$202,500 · May 19, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$20,522
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$16,418
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.91%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$198,643
MORTGAGE RESEARCH CENTER LLC · recorded May 19, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,199 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$251,430 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$230,530
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$134,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$251,430

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWILKES
Lot (acres)The size of the land the home sits on, from county records.0.49
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
West Wilkes Middle SchoolD
Middle · Grades 6–8 · 1.2 mi
H
West Wilkes High SchoolC
High · Grades 9–12 · 2.4 mi
E
Mt. Pleasant Elementary SchoolD
Elementary · Grades PK–5 · 4.4 mi

District: Wilkes County Schools

Neighborhood · ZIP 28697These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,540
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.196 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,215
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,028
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

638 Ridgecrest St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Wilkesboro 28697
  • Smaller than 73% of homes in Wilkesboro 28697
  • Has a smaller lot than 84% of homes in Wilkes County
  • Newer than 70% of homes in Wilkes County

What homes are worth in Wilkesboro 28697

Each bar is how many homes fall in that price range. The marker is this home.

This home
$82K$969K

This home is worth more than 31% of homes in Wilkesboro 28697.

How it measures up in Wilkesboro 28697

The dot is this home. The mark in the middle is the typical home in Wilkesboro 28697.

Estimated value$219,165
CheaperTypical $283,080Pricier

Pricier than 31% of homes nearby

Price per ft²$177
CheaperTypical $177Pricier

Pricier than 50% of homes nearby

Living area1,240 ft²
SmallerTypical 1,583 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.49 ac
SmallerTypical 0.86 acBigger

Bigger than 24% of homes nearby

Year built1987
OlderTypical 1975Newer

Newer than 69% of homes nearby

How 638 Ridgecrest St ranks against every home in each area.
MeasureThis homeWilkesboro 28697Wilkes County
Estimated valuepricier than$219,16531% of homes45% of homes
Price per ft²pricier than$17750% of homes57% of homes
Living areabigger than1,240 ft²27% of homes36% of homes
Lot sizebigger than0.49 ac24% of homes16% of homes
Year builtnewer than198769% of homes70% of homes

About 638 Ridgecrest St

How much is 638 Ridgecrest St, Wilkesboro, NC worth?

The TopHap Estimate for 638 Ridgecrest St, Wilkesboro, NC is $219,165 as of Jul 14, 2026. The likely range is $193,981 to $244,349. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 638 Ridgecrest St, Wilkesboro, NC last sell?

638 Ridgecrest St, Wilkesboro, NC last sold on May 19, 2025 for $202,500, according to the county's recorded deed.

How big is 638 Ridgecrest St, Wilkesboro, NC?

638 Ridgecrest St, Wilkesboro, NC has 3 bedrooms, 2.5 bathrooms, 1,240 square feet of living space and a 0.49-acre lot.

When was 638 Ridgecrest St, Wilkesboro, NC built?

638 Ridgecrest St, Wilkesboro, NC was built in 1987, making it 39 years old. It is a conventional home. The building has 1 story.

What schools serve 638 Ridgecrest St, Wilkesboro, NC?

638 Ridgecrest St, Wilkesboro, NC is assigned to West Wilkes Middle School (middle), rated D; West Wilkes High School (high), rated C; Mt. Pleasant Elementary School (elementary), rated D. All sit in Wilkes County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 638 Ridgecrest St, Wilkesboro, NC compare to other homes in Wilkesboro 28697?

Among the 4,589 homes in Wilkesboro 28697, it is worth more than 31% of them ($219,165 against a typical $283,080), its price per square foot is higher than 50% of them ($177 against a typical $177), it is bigger than 27% of them (1,240 ft² against a typical 1,583 ft²), its lot is bigger than 24% of them (0.49 ac against a typical 0.86 ac) and it is newer than 69% of them (1987 against a typical 1975). Measured against all of Wilkes County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 638 Ridgecrest St, Wilkesboro, NC?

The 2025 property tax bill for 638 Ridgecrest St, Wilkesboro, NC was $1,199. The county assessed it at $251,430.

More homes on Ridgecrest St

Closest homes

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Assigned schools

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