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Rural ResidenceResidential
$685,097$257 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $45,000 on Jan 24, 2020

638 ROCK STREAM RD

ROCK STREAM, NY 14878
5
Beds
3 / 1
Baths
2,665 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
188.7 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$685K
$607K low$763K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$45,000 · Jan 24, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.159%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$875,000
FARM CREDIT EAST ACA · recorded Jan 24, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,812 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,117,200 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$669,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$447,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,117,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,509,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyYates
Lot (acres)The size of the land the home sits on, from county records.188.70
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 360 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dundee Elementary SchoolC
Elementary · Grades PK–6 · 4.1 mi
M
Dundee Junior-Senior High SchoolC
Middle · Grades 7–12 · 4.1 mi

District: Dundee Central School District

Neighborhood · ZIP 14878These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.906
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,197
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,706
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

638 Rock Stream Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Rock Stream 14878
  • Costs more per square foot than 84% of homes in Rock Stream 14878
  • Bigger than 90% of homes in Yates County
  • Among the largest lots in Rock Stream 14878
  • Among the newest homes in Yates County

What homes are worth in Rock Stream 14878

Each bar is how many homes fall in that price range. The marker is this home.

This home
$87K$975K

This home is worth more than 93% of homes in Rock Stream 14878.

How it measures up in Rock Stream 14878

The dot is this home. The mark in the middle is the typical home in Rock Stream 14878.

Estimated value$685,097
CheaperTypical $283,039Pricier

Pricier than 93% of homes nearby

Price per ft²$257
CheaperTypical $165Pricier

Pricier than 84% of homes nearby

Living area2,665 ft²
SmallerTypical 1,516 ft²Bigger

Bigger than 89% of homes nearby

Lot size188.7 ac
SmallerTypical 5 acBigger

Bigger than almost all homes nearby

Year built2021
OlderTypical 1967Newer

Newer than 98% of homes nearby

How 638 Rock Stream Rd ranks against every home in each area.
MeasureThis homeRock Stream 14878Yates County
Estimated valuepricier than$685,09793% of homes80% of homes
Price per ft²pricier than$25784% of homes66% of homes
Living areabigger than2,665 ft²89% of homes90% of homes
Lot sizebigger than188.7 acalmost all homesalmost all homes
Year builtnewer than202198% of homesalmost all homes

About 638 Rock Stream Rd

How much is 638 Rock Stream Rd, Rock Stream, NY worth?

The TopHap Estimate for 638 Rock Stream Rd, Rock Stream, NY is $685,097 as of Jul 14, 2026. The likely range is $606,833 to $763,361. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 638 Rock Stream Rd, Rock Stream, NY last sell?

638 Rock Stream Rd, Rock Stream, NY last sold on Jan 24, 2020 for $45,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 638 Rock Stream Rd, Rock Stream, NY?

638 Rock Stream Rd, Rock Stream, NY has 5 bedrooms, 3 bathrooms, 2,665 square feet of living space and a 188.70-acre lot.

When was 638 Rock Stream Rd, Rock Stream, NY built?

638 Rock Stream Rd, Rock Stream, NY was built in 2021, making it 5 years old. It is a contemporary home. The building has 2 stories.

What schools serve 638 Rock Stream Rd, Rock Stream, NY?

638 Rock Stream Rd, Rock Stream, NY is assigned to Dundee Elementary School (elementary), rated C; Dundee Junior-Senior High School (middle), rated C. All sit in Dundee Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 638 Rock Stream Rd, Rock Stream, NY compare to other homes in Rock Stream 14878?

Among the 445 homes in Rock Stream 14878, it is worth more than 93% of them ($685,097 against a typical $283,039), its price per square foot is higher than 84% of them ($257 against a typical $165), it is bigger than 89% of them (2,665 ft² against a typical 1,516 ft²), its lot is bigger than almost all of them (188.7 ac against a typical 5 ac) and it is newer than 98% of them (2021 against a typical 1967). Measured against all of Yates County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 638 Rock Stream Rd, Rock Stream, NY?

The 2024 property tax bill for 638 Rock Stream Rd, Rock Stream, NY was $12,812. The county assessed it at $1,117,200.

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