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Single Family ResidenceResidential
$556,593$185 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $394,500 on Nov 12, 2020

640 RIVER RIDGE CT

NASHVILLE, TN 37221
4
Beds
2
Baths
3,016 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$557K
$535K low$578K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$394,500 · Nov 12, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$556,593
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$445,274

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,793 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$136,325 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$113,075
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$93,975
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$545,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDavidson
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 200 ft²Porch · 135 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Harpeth Valley Elementary SchoolB+
Elementary · Grades KG–5 · 1.4 mi
M
Bellevue Middle SchoolB-
Middle · Grades 6–8 · 2.0 mi
H
James Lawson High SchoolC+
High · Grades 9–12 · 2.6 mi

District: Nashville-Davidson County School District

Neighborhood · ZIP 37221These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.58
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.42,720
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.824 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,124
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,577
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 River Ridge Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Davidson County
  • Among the lowest price per square foot in Nashville 37221
  • Bigger than 89% of homes in Davidson County
  • Has a bigger lot than 66% of homes in Davidson County
  • Older than 76% of homes in Nashville 37221

What homes are worth in Nashville 37221

Each bar is how many homes fall in that price range. The marker is this home.

This home
$214K$1.8M

This home is worth more than 58% of homes in Nashville 37221.

How it measures up in Nashville 37221

The dot is this home. The mark in the middle is the typical home in Nashville 37221.

Estimated value$556,593
CheaperTypical $514,413Pricier

Pricier than 58% of homes nearby

Price per ft²$185
CheaperTypical $249Pricier

Cheaper than almost all homes nearby

Living area3,016 ft²
SmallerTypical 2,013 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.34 ac
SmallerTypical 0.26 acBigger

Bigger than 64% of homes nearby

Year built1978
OlderTypical 1992Newer

Newer than 24% of homes nearby

How 640 River Ridge Ct ranks against every home in each area.
MeasureThis homeNashville 37221Davidson County
Estimated valuepricier than$556,59358% of homes68% of homes
Price per ft²pricier than$185almost no homes9% of homes
Living areabigger than3,016 ft²82% of homes89% of homes
Lot sizebigger than0.34 ac64% of homes66% of homes
Year builtnewer than197824% of homes44% of homes

About 640 River Ridge Ct

How much is 640 River Ridge Ct, Nashville, TN worth?

The TopHap Estimate for 640 River Ridge Ct, Nashville, TN is $556,593 as of Jul 14, 2026. The likely range is $535,460 to $577,726. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 River Ridge Ct, Nashville, TN last sell?

640 River Ridge Ct, Nashville, TN last sold on Nov 12, 2020 for $394,500, according to the county's recorded deed. TopHap holds 8 recorded sales for this parcel.

How big is 640 River Ridge Ct, Nashville, TN?

640 River Ridge Ct, Nashville, TN has 4 bedrooms, 2 bathrooms, 3,016 square feet of living space and a 0.34-acre lot.

When was 640 River Ridge Ct, Nashville, TN built?

640 River Ridge Ct, Nashville, TN was built in 1978, making it 48 years old. The building has 2 stories.

What schools serve 640 River Ridge Ct, Nashville, TN?

640 River Ridge Ct, Nashville, TN is assigned to Harpeth Valley Elementary School (elementary), rated B+; Bellevue Middle School (middle), rated B-; James Lawson High School (high), rated C+. All sit in Nashville-Davidson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 River Ridge Ct, Nashville, TN compare to other homes in Nashville 37221?

Among the 15,620 homes in Nashville 37221, it is worth more than 58% of them ($556,593 against a typical $514,413), its price per square foot is higher than almost none of them ($185 against a typical $249), it is bigger than 82% of them (3,016 ft² against a typical 2,013 ft²), its lot is bigger than 64% of them (0.34 ac against a typical 0.26 ac) and it is newer than 24% of them (1978 against a typical 1992). Measured against all of Davidson County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 River Ridge Ct, Nashville, TN?

The 2025 property tax bill for 640 River Ridge Ct, Nashville, TN was $3,793. The county assessed it at $136,325.

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