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Single Family ResidenceResidential
$607,281$208 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $380,000 on May 21, 2007

640 WATERFORD CT

ROSELLE, IL 60172
4
Beds
3
Baths
2,915 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$607K
$565K low$649K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$380,000 · May 21, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$188,781
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$151,025
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$239,500
FIRST CENTENNIAL MORTGAGE CORP · 3.87% 2 · recorded Apr 10, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$179,000
FIRST CENTENNIAL MORTGAGE CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,989 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$148,388 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,656
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$107,732
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$148,388
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$445,164

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDuPage
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Roselle Middle SchoolA+
Middle · Grades 6–8 · 1.1 mi
E
Spring Hills Elementary SchoolA
Elementary · Grades KG–5 · 1.6 mi
H
Lake Park High SchoolB+
High · Grades 9–12 · 2.3 mi

District: Roselle School District 12

Neighborhood · ZIP 60172These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.123
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.23,052
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,383 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,042
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,457
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Waterford Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Roselle 60172
  • Costs less per square foot than 89% of homes in Roselle 60172
  • Bigger than 92% of homes in Roselle 60172
  • Has a smaller lot than 73% of homes in DuPage County
  • Newer than 73% of homes in Roselle 60172

What homes are worth in Roselle 60172

Each bar is how many homes fall in that price range. The marker is this home.

This home
$200K$860K

This home is worth more than 90% of homes in Roselle 60172.

How it measures up in Roselle 60172

The dot is this home. The mark in the middle is the typical home in Roselle 60172.

Estimated value$607,281
CheaperTypical $388,171Pricier

Pricier than 90% of homes nearby

Price per ft²$208
CheaperTypical $248Pricier

Pricier than 11% of homes nearby

Living area2,915 ft²
SmallerTypical 1,463 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.19 ac
SmallerTypical 0.26 acBigger

Bigger than 30% of homes nearby

Year built1984
OlderTypical 1977Newer

Newer than 73% of homes nearby

How 640 Waterford Ct ranks against every home in each area.
MeasureThis homeRoselle 60172DuPage County
Estimated valuepricier than$607,28190% of homes73% of homes
Price per ft²pricier than$20811% of homes11% of homes
Living areabigger than2,915 ft²92% of homes87% of homes
Lot sizebigger than0.19 ac30% of homes27% of homes
Year builtnewer than198473% of homes63% of homes

About 640 Waterford Ct

How much is 640 Waterford Ct, Roselle, IL worth?

The TopHap Estimate for 640 Waterford Ct, Roselle, IL is $607,281 as of Jul 14, 2026. The likely range is $565,085 to $649,477. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Waterford Ct, Roselle, IL last sell?

640 Waterford Ct, Roselle, IL last sold on May 21, 2007 for $380,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 640 Waterford Ct, Roselle, IL?

640 Waterford Ct, Roselle, IL has 4 bedrooms, 3 bathrooms, 2,915 square feet of living space and a 0.19-acre lot.

When was 640 Waterford Ct, Roselle, IL built?

640 Waterford Ct, Roselle, IL was built in 1984, making it 42 years old. The building has 2 stories.

What schools serve 640 Waterford Ct, Roselle, IL?

640 Waterford Ct, Roselle, IL is assigned to Roselle Middle School (middle), rated A+; Spring Hills Elementary School (elementary), rated A; Lake Park High School (high), rated B+. All sit in Roselle School District 12. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Waterford Ct, Roselle, IL compare to other homes in Roselle 60172?

Among the 9,046 homes in Roselle 60172, it is worth more than 90% of them ($607,281 against a typical $388,171), its price per square foot is higher than 11% of them ($208 against a typical $248), it is bigger than 92% of them (2,915 ft² against a typical 1,463 ft²), its lot is bigger than 30% of them (0.19 ac against a typical 0.26 ac) and it is newer than 73% of them (1984 against a typical 1977). Measured against all of DuPage County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Waterford Ct, Roselle, IL?

The 2024 property tax bill for 640 Waterford Ct, Roselle, IL was $10,989. The county assessed it at $148,388.

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